Trusted by thousands of UK construction businesses

At Gallagher, we understand the unique risks facing contractors, developers, and trades — from on-site injuries and material damage to contract delays and professional indemnity exposures. From sole traders to national contractors, we deliver tailored insurance and risk management support through our specialist Construction Practice.

Our approach combines

  • Tailored protection – Insurance programmes designed to fit your business and project profile
  • Sector expertise – A specialist team with decades of experience supporting construction firms of all sizes
  • Proactive risk management – Helping you identify and mitigate exposures before they impact your operations
  • Global strength, local service – Access to a wide range of insurers with personal support from local Gallagher offices

Comprehensive cover options

Our team can help you build an appropriate combination of cover for your business and contracts, and advise on insurance that includes:

  • Public and employers' liability
  • Contract works and plant cover
  • Professional indemnity
  • Tools, equipment, and hired-in plant
  • Design and construct cover
  • Project-specific or annual policies
  • Environmental and patent defects cover
  • Legal expenses and bonds

Contractors' 'all risks' (CAR) insurance

Sometimes referred to as contract works insurance, this cover protects your project against accidental loss or damage during the construction period. It applies to works carried out by both contractors and subcontractors, helping safeguard your investment if something goes wrong on site. By combining multiple protections into one policy, Contractors' 'All Risks' insurance offers a simple, cost-effective way to reduce financial exposure and keep your project on track.

Beyond insurance: Reducing risk on site

With Gallagher, you gain more than a policy. You gain a partner dedicated to helping your business manage risk from every angle. Through tools like our CORE360® approach, access to specialist claims support and risk management teams, we help clients reduce costs, enhance safety, and strengthen contract compliance.