• Underwritten by Aviva Insurance Limited, one of the leading A-rated UK insurers
  • Meets the insurance requirements of local authorities and regulators
  • Monthly payment plan could help spread the cost
  • Designed specifically for companies operating in the home care sector

The Gallagher Difference

Our cover satisfies Local Authority requirements and meets the requirements of the Care Quality Commission (CQC) and the Social Care and Social Work Improvement Scotland (SCSWIS) and Care and Social Services Inspectorate Wales.

Our wide-ranging experience and understanding of the care sector enables us to listen to your concerns and ensure that you have the added security and peace of mind, knowing you have the right insurance policy in place to protect your organisation.

Our domiciliary care insurance policy has been designed specifically for companies operating in the home care sector. The Gallagher domiciliary care insurance policy is brought to you in partnership with the UK’s largest General Insurance Company, Aviva.

Standard Cover

Optional Cover

  • Public Liability £10million
  • Employers Liability £10million
  • Professional Indemnity £2million
  • Business interruption
  • Contents
  • Money
  • Buildings
  • Personal Accident
  • Directors & Officers Liability
  • Fidelity Guarantee
Low cost premiums with monthly payment options. Immediate cover available. Limits can be amended to suit your specific requirement.

Know Your Insurer

Aviva LogoAVIVA, the UK’s largest insurer, have a Financial Rating of “A” applied by A.M. Best Company, a global full-service credit rating agency dedicated to serving the insurance industry.

In recent years a number of insurers who didn’t have a Financial Rating went into administration, this means claims were not paid and new policies have to be purchased.

There are other insurers who have recently withdrawn from the care sector. There are also insurers who provide non-standard cover which can provide a short term saving but long-term issues on moving insurer and ensuring continuous cover.

Download our AVIVA policy

OnCareOnCare is a powerful, simple digital care management system that helps you to spend less time on admin and more time delivering amazing care to your clients. OnCare has been shown to help care providers achieve better regulator ratings, save money, and keep care workers motivated and engaged with their work. Their core reporting tool is available to Aviva customers at a discount of up to 50%. For more information please visit the OnCare website.

We’ve been insured with Gallagher for 3 years and in that time they have displayed their expertise in the domiciliary care sector.
Colette Crookes, PossAbilities CIC