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Running a domiciliary care agency or homecare agency means balancing compliance, client safety and financial risk — all while delivering quality care. One unexpected incident, injury, or regulatory challenge can put your business and reputation on the line.

Aviva

That’s why Gallagher offers insurance designed exclusively for care providers. We understand your obligations, your challenges, and the pressures you face. Our cover – underwritten by Aviva - is built to keep you compliant, protect your people, and offer you peace of mind.

Your benefits

  • Compliance built in — cover meets CQC, Care Inspectorate and local authority expectations
  • Tailored to you — flexible solutions for sole carers, start-ups and established domiciliary care and homecare agencies
  • Timely, fair claims support — handled by specialists who know the care sector
  • Simple, supportive process — quotes in as little as one business day

Core covers

  • Employers' liability
  • Public liability
  • Professional indemnity
  • Treatment / malpractice risk
  • Business interruption
  • Legal expenses

Optional covers

  • Directors' & officers'
  • Buildings & contents
  • Cyber

Why choose Gallagher

  • Dedicated team with years of experience supporting care providers
  • Insurance programmes designed specifically to satisfy CQC, Care Inspectorate Wales and Care Inspectorate requirements
  • Responsive claims service, available when you need it most
  • Flexible options for new and growing agencies

What clients say

"I have been insured with Gallagher for over 15 years, and the service has consistently been outstanding. The support I receive is always personal, highly professional, and incredibly responsive.”

John Powell, Director
Unicare Devon Ltd, 2025-

“From start to finish the service we have received year after year, for more than 10 years has been exceptional. Our account manager is always on hand to answer any questions or queries we may have, answering with confidence and clarity.”

Jess Strongman, Director
Stayathome Ltd, 2025