Protect your home away from home

We provide specialist insurance cover for holiday home owners, helping you protect your holiday home, caravan, chalet, lodge and its contents. Owning a holiday home is often very rewarding but can sometimes be challenging too. For many owners, a holiday home is not just a second home but also a business investment, making it essential to have the right cover in place for its various uses.

Why insure with us?

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  • Defaqto 5-star rated holiday home insurance*
  • Over the last 5 years we paid 9 out of 10 claims**
  • Confidence that over 1,000 parks already choose to work with Gallagher
  • Face to face support from your park operator
  • Our policies are tailored to meet your needs
  • You'll be supported by the UK based Gallagher team with over 300 collective years of industry experience
  • Our specialist in-house claims team has delegated authority to handle most claims — so we can work together to help resolve claims more swiftly
  • We offer different payment options, including monthly payments (subject to status)

Standard covers offered as part of our holiday home owners policy:

  • Accidental damage covered
  • Excess from £50
  • Cover throughout the winter
  • Cover whilst your unit is let out
  • Cover for damage caused by pets or vermin
  • Sports equipment cover when contents are insured

Policy limits and exclusions may apply, please see policy wording for full terms and conditions.

What our customers say:

“
Gallagher's customer service has been excellent. The representative I spoke with was professional, polite, and made the process seamless. I’ll happily recommend Gallagher holiday home insurance to others.
Holiday Home Owner, February 2026