When your belongings leave your home or business, standard insurance often doesn't go far enough. Whether you're storing personal items during a move or holding business stock off-site, storage creates risks that typical policies may not fully cover. Gallagher's Storage Insurance is designed to provide reassurance by helping to protect your goods while they're safely stored away

Why you need self-storage insurance

Once items are placed in storage, responsibility sits with you — not the storage provider. Many facilities require proof of cover, and their own policies often protect the building, not your contents.

A dedicated storage policy helps bridge this gap, covering your items against a range of unexpected events so you're not left out of pocket.

Peace of mind while your items are stored away

Whether you're between moves, expanding your business, or simply freeing up space, storage insurance offers you reassurance that your belongings can be protected — wherever they are in the UK.

Get a quote today and help protect your items while they're out of sight.

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What we cover

Our storage insurance cover is built around the real risks associated with storage, including:
  • Theft and attempted break-ins
  • Fire, smoke and explosion damage
  • Flooding, storms and water leaks
  • Vandalism and accidental damage
  • Pest and vermin damage
This means your belongings have protection against the most common and costly risks while in storage.

Storage insurance cover that goes further

Gallagher's Storage Insurance is designed to be flexible and comprehensive, offering:

  • Cover for personal and business items — from household goods to commercial stock
  • Transit protection while goods are moved to and from storage (subject to terms)
  • Suitability for a wide range of storage types — including internal units, external containers and warehouse storage
  • Instant proof of cover — accepted by most UK storage facilities

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Why Choose Gallagher

  • Trusted specialism — backed by global insurance and risk management capabilities
  • Specialist cover — designed specifically for storage risks
  • Clear, straightforward service — from quote to claims
  • For personal and commercial items — from everyday belongings to business stock

These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.