Private Client Insurance

Whether you are home or abroad, it is reassuring to know that your property and assets are adequately protected. We can visit you in your residence to talk through the assets you own and the level of cover you require. Where a home visit is not possible, we offer a virtual consultation.

Gallagher can provide comprehensive cover to include:

• Listed buildings
• Estates
• Properties undergoing refurbishment
• Worldwide cover
• Home office equipment and technology
• Home cinema systems
• Jewellery and watches
• Art & Collections
• Outdoor items
• Worldwide cover for money and credit cards
• Students’ possessions away from the home

Performance, Prestige and Family Vehicles

A classic car or performance vehicle can be a highly treasured asset, and for many, a reflection of personality and lifestyle. We can develop cover to reflect the true value of your vehicles and simplify your cover by insuring modern and classic cars on a single policy.

We can provide comprehensive cover and service to include:

• Classic, supercars and high performance vehicles covered under one policy
• Cover when driving other cars
• Your choice of preferred repairer
• Agreed car replacement value for total loss and theft claims
• No penalties for ‘no-fault’ incidents, such as vandalism
• Courtesy car of a level similar to your main vehicle
• Accidental damage including Worldwide cover

Within our aviation team are some of the most experienced general aviation (GA) insurance specialists in the industry.

Decades of supporting GA clients has enabled us to build strong connections with many flying associations, including the UK Pilot’s Association, the Air Charter Association, the Helicopter Club of Great Britain, the Historic Aircraft Association as well as many aircraft distributors, flying schools and aviation safety organisations.

Because we have access to a carefully selected panel of some of the leading aircraft insurers, we can tailor a policy to cover the unique design versatility of GA aircraft. As a Gallagher client, you will also have access to advice and support from a team that truly understands your passion for the skies.

We can provide comprehensive cover and service to include:

• Protection for your aircraft and liabilities in the air and on the ground
• The support of a dedicated account manager specialising in aviation
• In-house claims service

We can help you protect your vessel, other crafts and those aboard, whereveryou choose to venture. Our team is trusted by boat owners worldwide, and we regularly handle boat insurance for high-value crafts, such as superyachts and mega yachts—including complex and unusual risks.

We can provide comprehensive cover and service to include:

• From small craft and dinghies to superyachts
• Access to all A-rated leading Marine insurers**
• Specialist, in-house Marine claims teams

Our specialist bloodstock team understands that attention to detail is paramount when ensuring the health, safety and success of Thoroughbreds and Sports Horses.

We will work closely with you to gain a true understanding of your needs and provide you with a suitable insurance policy and risk management advice.

We can provide comprehensive cover and bespoke service to include:

• Risk management consulting
• Knowledgeable account managers with extensive bloodstock experience
• Cover provided by a carefully selected panel of some of the leading bloodstock insurers
• Specialist underwriting and a diverse product mix
• Equine related liability cover
• Dedicated bloodstock claims team

Just as every horse is unique, no two policies will be the same. We will refine your insurance policy to meet your individual requirements.