Business income is one of the most misunderstood aspects of Property Insurance. Do you know what expenses are included, excluded or optional in your business income coverage? Did you know that the definition of accounting gross profit is not the same as insurance gross profit?

Join Gallagher's Food & Agriculture Practice as they discuss the importance of Business Income (BI) coverage and exposure reporting and help you learn how to avoid being underinsured.

Key takeaways:

  • Identify BI or a time element loss examples
  • Determine coverage with the BI "Chain Rule"
  • Analyze a loss scenario
  • Define measurement of loss
  • Understand BI coverages, coverage extensions, restrictions and limitations
  • Review the BI worksheet

Watch this on demand webinar now for guidance to help you face your future with confidence by letting us help you manage this exposure.


The information contained herein is offered as insurance Industry guidance and provided as an overview of current market risks and available coverages and is intended for discussion purposes only. This publication is not intended to offer legal advice or client-specific risk management advice. Any description of insurance coverages is not meant to interpret specific coverages that your company may already have in place or that may be generally available. General insurance descriptions contained herein do not include complete Insurance policy definitions, terms, and/or conditions, and should not be relied on for coverage interpretation. Actual insurance policies must always be consulted for full coverage details and analysis.

Insurance brokerage and related services to be provided by Arthur J. Gallagher Risk Management Services, Inc. (License No. 0D69293) and/or its affiliate Arthur J. Gallagher & Co. Insurance Brokers of California, Inc. (License No. 0726293)