We develop tailored solutions and provide advice to help protect and maintain their lifestyle for when the unfortunate occurs. Our team of experienced professionals provides the highest level of service and stewardship, and understands significant personal assets and wealth require a higher level of expertise and service. Every day, our clients face challenges across a range of issues. We are committed to recommending what is in the client’s best interests – not ours – and to deliver on our promises.
Truly personalized risk management support

We believe the personal approach is the best approach. As a Gallagher client you will work with a private risk advisor who builds and maintains your program along with a dedicated client service manager. We provide private risk management and insurance protection for:

  • C-suite executives
  • Entrepreneurs
  • Business Owners
  • Family offices
  • Entertainers and professional athletes
  • Inherited and fortuitous wealth

Private risk management solutions for affluent clients

We view our responsibility as more than a provider of products; we are advisors. Our Private Client Services practice is comprised of professionals with extensive knowledge about the specialized high net worth personal insurance sector. Our innovative solutions can address almost any of your potential liabilities. By leveraging our local and global expertise, we are able to curate private risk management programs designed specifically to protect the assets, lifestyle, reputation and future of our clients.

Consultative reviews

Our client relationships are rooted in confidentiality, trust and expertise. We work directly with you, your financial advisor, family office or attorney to manage risks and exposures and develop a comprehensive risk program that can provide the protection you need.

Loyalty and respect are earned-not dictated.
Tenet #16, The Gallagher Way
Unique Personal Risk Management and Insurance Protection

Clients select us because we understand their lifestyles and provide specialized solutions including:

  • personal liability protection with limits up to $100 million
  • residential property whether domestic or foreign, high value, secondary, condominium, course of construction, rental or investment
  • tangible assets and collections ranging from vehicles, private aircrafts, watercraft and yachts to fine art, jewelry, wine and more
  • farm and equine
  • family office
  • private cyber security
  • not for profit, trustee and special event activities

We look at your entire risk portfolio and work with you to minimize risk and provide peace of mind should a loss occurs.

Comprehensive Risk Analysis

For all our clients, we approach each new risk as if no risk management plan has been established. We consult with you to review your portfolio as well as risk tolerance. Our thoughtful approach of analysis allows us to present all viable options to equip our clients in making informed decisions. Our process includes:

  • uncover risks and exposures
  • review adequacy of coverage limits
  • offer the best solution with competitive pricing
  • provide recommendations including appropriate levels of risk retention (deductibles)

Annual Reviews

We believe your insurance program should keep current and relevant to your assets and exposures. That’s why we regularly review your private risk management program and how it relates to new trends in the marketplace. We will also monitor your coverages and limits, review any changes in exposure and offer our recommendations.

Claim Advocacy

Gallagher Private Client Services are here when needed the most. Our claim advocacy team will provide guidance throughout the life of a claim. We are here to work through any claim issues that may arise and require our expertise to get the best results.

Global Resources

We have carefully built partner relationships with insurance providers who not only demonstrate the highest financial ratings, but offer superior products for our high net worth and ultra-high net worth clients. We provide direct representation for well-known personal insurance companies that offer different strengths and market directions. We also represent niche insurance carriers that can protect you from less common or unique exposures. Our private client services are backed by resources of one of the world's largest insurance brokerage firms. We offer you an unmatched level of prompt, personalized service, and we continually work to exceed your expectations.

We discover and promptly share industry innovations

Our Private Client and Personal Insurance Services provide skilled private risk management and insurance services to highly successful individuals and families. We keep you informed of the issues affecting the industry, and as we discover relevant information, we share it with you.

Private Client & Personal Insurance summary

  • Client relationships built on trust and confidentiality
  • Personalized private risk management support working with your advisors
  • Access to local and global markets for competitive pricing and selection
  • Programs for comprehensive and complex nature of risks that are a part of your lifestyle

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