Mahowald Insurance, a St. Cloud, Minnesota-based retail insurance agency, is now part of Gallagher, further expanding our community reach with insurance and risk management expertise.

Founded in 1930, Mahowald offers commercial and personal products, employee benefit packages and risk management services for clients across the Midwest. Advocating for their clients' overall wellbeing and protection is a priority for Mahowald, and the agency's rich history and shared business values make this an ideal partnership. In addition to continued personalized care, clients now will have access to the resources of a global network.

Mahowald has an outstanding reputation as a fourth-generation broker whose health care market expertise will enhance our capabilities in the region.
J. Patrick Gallagher, Jr., Chairman, President and CEO

Tailored solutions to help meet current and future needs

Our seasoned professionals understand that each client is unique — and our experiences tell us that your needs today will likely be different next year. We provide flexible, customized plans to help you implement business and personal solutions that keep your protection at the best possible level, day after day.

We're proactive in gathering recommendations to strengthen your protection, tailoring services to your needs and providing you with a sense of security and peace of mind.

We serve numerous industries, including healthcare, manufacturing, technology, government, retail, hospitality and non-profit/social services.

Coverages include:

  • Auto
  • Property and general liability
  • Builders risk
  • Bonding
  • Cyber, data privacy
  • Medical malpractice
  • Professional liability
  • Additional liability coverages, including employment practices liability (EPL), Directors and Officers (D&O) liability and umbrella or excess liability

Our team of professionals consists of experts in health, life, disability, dental, medical spending accounts, and worksite and HR consultation. We listen to your needs, define solutions, evaluate, integrate and analyze — all while providing the guidance of a trusted partner.

From regulatory and compliance changes to engaging with employees, our experts provide fresh ideas and prompt solutions.

In addition to strategic program analysis and HR consultation, policies and services include:

  • Group captives
  • Voluntary worksite
  • Claim analytics
  • Benchmarking
  • Compliance
  • Education
  • Wellbeing

We identify gaps in current coverage and then work to repair protection and build it to meet your current risk management and insurance needs. We also work with you to plan as you evolve.

Personal insurance options include:

  • Auto
  • Boat and watercraft
  • Homeowners and renters
  • Motorcycle
  • Recreational vehicle or all-terrain vehicle (ATV)
  • Umbrella liability
  • Valuable articles and collections

Although risk is something everyone faces, our seasoned team knows what to look for and is dedicated to helping make sure you persevere despite your specific risks.

We get to know your needs and ensure you'll benefit from our process. Then we implement a tailored risk management plan for you, continually managing and measuring for improvement.

Extensive experience helps us exceed your expectations

Our team's expertise means we can provide solutions that limit your risks and contribute to your success — business or personal. We want you to meet your goals and flourish, so we provide the support and guidance you need to protect you through all the challenges you face.

Access to client portal

We'll continue to provide clients with access to our property and casualty self-service login and bill payment tool.


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