M&T Insurance Agency, Inc. (MTIA), a Buffalo, New York-based retail insurance agency and indirect subsidiary of M&T Bank Corp., is now part of Gallagher. MTIA serves clients in the Northeast and mid-Atlantic, and expands our local expertise in property and casualty products, customized group benefits and surety solutions. In connection with the transaction, Gallagher is now the preferred insurance broking partner of M&T Bank.

Founded in 1955 and operating under its current name since 2005, MTIA prides itself on listening to clients to develop tailored solutions that mitigate risk and focus on future prosperity, whether commercial business insurance or personal property insurance. Our shared values for excellence and strong connection to local communities make MTIA an ideal fit with Gallagher.

M&T Insurance Agency has a long record of client-focused offerings and expertise, and this will help us expand our footprint in the New York region.
J. Patrick Gallagher, Jr., Chairman, President and CEO

Risk management and insurance solutions for all types of commercial businesses

Our experienced professionals work closely with you to identify the unique needs of your business to create and implement comprehensive, cost-effective, customized risk management solutions. From offering a wide variety of policies and price points to advocating on each client's behalf, we endeavor to provide the best coverage in the following areas of business insurance:

Our team uses its knowledge and experience to build a top-to-bottom insurance program that provides appropriate coverage and helps you cost-effectively manage your risk.

You'll benefit from comprehensive property and casualty solutions, access to major insurance companies and specialty markets, and in-house risk control to manage loss prevention tactics.

Our team thrives on understanding your unique needs and works to create customized solutions that are efficient and effective for your company and employees. Our services include:

  • Customized group medical plans.
  • Pharmacy consulting, including tailored prescription drug coverage.
  • Wellness consulting, including working with you to analyze claims data, understand your organization's challenges and find the right solutions for you.
  • Self-funding solutions. Our team has the experience to efficiently handle the many details of launching a self-funded plan, including ongoing claims analytics to help you proactively manage costs and risk exposures.

We'll help you control costs and manage risks with non-traditional innovative, insurance called captives.

Our team will guide you through identifying an appropriate captive structure and implement a program that works for you. Captives may include:

  • Group captives
  • Single parent or pure captives
  • Risk retention groups
  • Association captives
  • Sponsored or rent-a-captives

Our surety bond team reviews your current program to identify strengths and weaknesses, then makes recommendations and helps you secure the solution that works best for you.

Our construction surety solutions include:

  • Bid bonds
  • Performance and payment bonds
  • Maintenance bonds
  • Environmental bonds

Our commercial surety solutions include:

  • License and permit bonds
  • Subdivision bonds
  • Court bonds

Unwavering commitment to your personal property protection

Our team has extensive experience in the personal insurance industry, and we're committed to providing a solution that meet your specific needs. We offer a number of services to help you protect your personal assets and safety.

  • Personal property insurance. We offer a variety of options for homeowner's, automobile, renter's and condo insurance.
  • High net worth property insurance. If your property, assets and liability risks are too complex for standard policies, our premier insurance team will conduct an in-depth assessment of your needs and check existing coverage for gaps or duplication. After benchmarking premiums, we'll recommend solutions to provide coverage for unique assets and exposures associated with a high net worth lifestyle.

Cultivating confidence and exceeding expectations

Providing solutions that contribute to your success and help you thrive is a top priority. From the very small to the very big, we work to thoroughly understand our clients so we can serve them best and, in turn, provide them with confidence about their future.

Access to certificates, documents and carrier resources

MTIA clients can continue to access your customized portal for access to account information and contact information for both your Account Management team and the insurance companies.


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