When you rent aircraft, the coverage rental facilities provide may fall short, leaving you personally liable for repair costs and legal fees in the event of damage. Gallagher offers simple, affordable renter policies designed to mitigate these risks, providing the insurance protection you need for worry-free flying.
Simple, predictable pricing
- Flat-rate premiums (not based on flight hours or pilot ratings)
- 5% discount for AOPA members
- 10% renewal discount for claims-free pilots
What's covered
Part 1: Liability coverage (Required)
Protects you against claims for:
- Bodily injury
- Property damage
Note: This does not cover damage to the aircraft itself.
Part 2: Aircraft physical damage (Optional)
Covers damage to the rented or borrowed aircraft.
We recommend choosing the highest liability limit you can afford and aligning your physical damage coverage with:
- The value of the aircraft you typically fly
- Your responsibilities outlined in the rental agreement
Optional coverages
- Employer as Additional Insured — Extends protection for business travel
- Civil Air Patrol Coverage — Required for CAP missions in non-owned aircraft
Start your online quote today or call (800) 622-2672 to speak with an aviation insurance specialist.