Tustin, California-based Murray Gardner Insurance Agency, Inc., doing business as BMR Insurance Agency, is now Gallagher. BMR Insurance is a retail insurance agency serving commercial and personal lines clients primarily across Southern California.

The agency's commitment to providing trusted, quality advice and personalized customer service makes BMR Insurance an ideal partner with Gallagher. Clients will maintain access to exceptional customer service while also leveraging the extensive resources available through Gallagher's global network.

BMR Insurance has a culture like our own and will expand our retail brokerage capabilities in Southern California.
J. Patrick Gallagher, Jr., Chairman and CEO

Personal insurance solutions to safeguard your world

We help individuals and families worry less about their insurance protection, so they can spend time on the things most important to them. Our strong, long-standing relationships with top carriers and access to quality insurance products ensure that we'll deliver the coverage you need while keeping costs as low as possible.

With a global presence and local expertise, we're your trusted partner in navigating the complexities of the insurance market. Our priority is to protect you and your lifestyle, no matter how straightforward or intricate your needs. We provide comprehensive education, advice and guidance throughout the process, ensuring you remain fully informed at every stage. Coverages include:

  • Homeowners
  • Auto
  • Condo
  • Renters
  • Umbrella
  • Life
  • Motorcycle
  • Boat, RV, ATV

Commercial insurance solutions customized for your business

The uniqueness of your business drives its success. That's why we offer tailored insurance and risk management solutions for every business and every industry.

Whether you're an independent contractor, own commercial real estate or are seeking insurance for a different type of business, we offer innovative, cost-effective insurance solutions that meet your needs. Our team identifies coverage gaps and helps lower your overall cost of risk, working with leading carriers to secure competitive premiums. Coverages include:

  • Business owners policy (BOP)
  • General liability
  • Property
  • Commercial auto
  • Workers' compensation
  • Cyber liability

Protecting your livelihood every step of the way

At Gallagher, we're committed to delivering insurance solutions for business and personal needs that align with your goals and provide unmatched service. We focus on understanding your unique challenges, then use our expertise and resources to create strategies that reduce risk, fit your budget and support your success.