Cornerstone Commercial & Personal Insurance Services, Inc. Joins Gallagher

Cornerstone Commercial & Personal Insurance Services, Inc., is now Gallagher. Based in Rancho Cucamonga, California, Cornerstone is a retail insurance agency serving commercial and personal insurance clients in California, Arizona and Nevada, with a focus on homeowner associations (HOAs). The team also supports a range of commercial real estate, construction and other commercial clients, and is a member of local chapters of the Community Associations Institute (CAI), the Building Industry Association (BIA) of Southern California and the Building Owners and Managers Association (BOMA).

Cornerstone's commitment to superior client service through helping people make informed decisions about their insurance purchases makes the agency an ideal partner with Gallagher. Clients will continue to receive the same personalized service offered by Cornerstone along with benefitting from access to Gallagher's expanded resources.

“

Cornerstone is a highly regarded agency whose expertise in the homeowner association niche will enhance our capabilities in the region.

J. Patrick Gallagher, Jr., Chairman and CEO

Specialty coverage for HOAs, commercial real estate and contractors

Whether you're a property manager, a contractor or you own commercial real estate, it's important to work with professionals who understand the risks you face — and how to properly protect against them. We work to understand your policy needs and goals so we can develop a program that's tailored to you.

Homeowners association insurance

We have the knowledge and experience to create a coverage solution that helps give you, as a property manager, the peace of mind to keep your operation running smoothly. Our established relationships with carriers allow us to find the best plan at the best price. HOA coverage options include:

Property insurance (buildings and common areas)
Employee dishonesty (crime) insurance
Directors and officers (D&O) liability
General liability
Hired and non-owned auto insurance
Umbrella liability
Earthquake
Flood
Zero payroll workers' compensation

Commercial real estate insurance

We take the time to craft a policy that fits the unique needs of your business, offering a wide range of options that give you both flexibility and protection — at a price you can afford. Common types of coverage can include:

Physical assets, including the building, records, inventory, furniture and equipment, outdoor signs, and fence and landscaping
Loss of business income
Equipment breakdown coverage
Flood insurance
Completed value coverage
Updated building codes
Utility services failure or damage
Inflation allowance

Contractors and developers insurance

We help you determine what your risks as a contractor or developer are and tailor coverage to mitigate those risks to your employees, your work site, and other people or equipment involved. Although contractors in different industries often have different insurance needs or requirements, most insurance solutions are a combination of other policies, often including:

Business Owner's Policy
General liability
Workers' compensation
Commercial vehicle insurance
Contractors' equipment insurance
Builders risk
Construction bonds

Homeowners association certificate of insurance requests

REQUEST NOW

Personal and commercial coverages that meet your unique needs

We strive to help people just like you find solutions for all of your unique insurance needs — commercial or personal. We work closely with all clients to anticipate their challenges and address them before they happen. Because our goal is to make insurance understandable, easy and tailored to your needs.

Personal insurance
Commercial insurance

You've worked hard to get to where you are, and we're here to help ensure your assets are safe now and in the future. Insurance coverages we offer include:

Auto
Boat
Classic car
Homeowners
Life

Motorcycle
Renters
Recreational vehicle (RV)
Umbrella

Your business is valuable. We're here to help reduce known and unforeseen risks through policies that safeguard the best interests of your business, so you can focus on serving customers and meeting your business goals. Commercial coverages include:

Auto dealer insurance
Business liability
Commercial auto insurance
Commercial property
Cyber liability
Errors and omissions (E&O)

Farm and ranch insurance
Group health insurance
Liquor liability
Restaurant insurance
Special event insurance
Workers' compensation

Helping you succeed, now and in the future

At Gallagher, we appreciate that your pursuit of success is uniquely personal. Whether you're in search of business insurance, personal insurance or both, our purpose is to work with you to tailor plans and programs that fit your needs and provide confidence in your future.

Cornerstone Commercial & Personal Insurance Services Joins Gallagher

Commitment to exceptional client service to continue, now with expanded resources