Ninety percent of healthcare executives say their organizations have or are developing Telemedicine programs. As this field grows, it's important that you understand the ever-changing risks and have solutions in place to protect your bottom line.
The growth in this sector is expected to bring a potential increase in liability claims that go beyond the risks of traditional care.
- Cyber loss via the telemedicine platform
- Licensing compliance to ensure that patients and providers are within the same state
- Potential international exposure and variations in malpractice remedy expectations and tort laws
- Bodily injury from digital health providers based on allegations of harm from products or services
- Inappropriate electronic communications alleged between patient and caregiver
As a leading broker and licensed reinsurance intermediary, Gallagher's Digital Health and Telemedicine team offers an innovative approach for companies with more options and lower cost. We have manuscript programs and exclusive endorsements for Telemedicine providers that contemplate their domestic and international risk exposures and address licensure issues. We offer unique programs designed specifically for your business, using a mix of traditional and nontraditional products.
- Exclusive Gallagher Telemedicine policy endorsement
- Proprietary Gallagher Women's Health endorsement
- Gallagher Healthcare eRiskHub
- Brokerage strategic planning and management
- Total cost of risk (TCOR) reviews
- Clinical Risk Management consulting
- Program design and placement
- Merger and acquisition due diligence
- Materiality analysis to review the financial impact of deductibles and self-insurance
- Loss and exposure analysis
- Claims and litigation management
- Contract reviews
- Patient confidentially issues/HIPAA consultation
- Alternative risk financing
- Finite transactions
- Actuarial support
- Captive consulting and management
