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Robust protection for your plumbing business

For plumbers and heating engineers, with clients and projects changing from one day to the next, there is a risk of accidents happening or things going wrong occasionally. From servicing a home boiler, replacing old or damaged pipework through to a commercial bathroom fit-out, there's much more to plumbing than many people may realise. Your tools and equipment could get lost or stolen. Worse still, a pipe could burst and flood the home or construction site you work in.

Whether you're running a business with a team of plumbers and fleet of vans, or are a sole trader working in the local community, Gallagher offers a range of plumber insurance solutions to meet your needs.

Why do I need Plumber insurance?

The work that you do as a plumber is often essential to businesses and in the home, even if it's something as simple as fixing a leaky tap. But the nature of your work means that things could go seriously wrong should you ever have an accident or make a mistake. That's why you should consider plumber insurance — helping to ensure that you and those who could be affected can be protected.

The thought of being injured can often be a key concern when considering the need for plumber insurance. Whilst this can be the case, we also believe the financial cost to you and your business if something goes wrong is equally important. If a client or employee has any reason to make a claim against you, it could leave you seriously out of pocket.

Our specialist team can also help you think about the potential pitfalls you may face as a plumber, to help ensure your plumber insurance offers the appropriate level of protection and gives you the confidence to run your business.

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Why choose Gallagher for your plumbers insurance?

Insurance is designed to provide a level of protection for unplanned events or if the worst happens. And having a trusted insurance partner who knows your industry and understands your business can make all the difference.

Given the range of plumber insurance options available for plumbers, gas fitters, heating and ventilation engineers, the choice can raise a number of questions and be confusing. That’s where Gallagher can help. With our track record of supporting plumbers nationwide, we'll work with you to design a tailored solution with a level of cover that fits with the way you run your business.

  • Trusted by over 100,000 small businesses across Gallagher in the UK*
  • Rated ‘Excellent’ on Trustpilot, with over 5,000 reviews
  • Advice and guidance available from a team of specialists
  • Policies can be tailored to meet the needs of individual businesses
  • Option to pay monthly by Direct Debit

*Correct as at July 2024.

How much does plumber insurance cost?

The cost of plumber insurance varies depending on the type of plumbing services you provide and the scope and scale of your business. The good news is that insurance can be tailored and flexible to fit with a set of specific needs and future growth aspirations, and can be adjusted as the way you do business and the service you offer may change over time.

Ultimately, the price of plumber insurance depends on type and levels of cover you need and other factors such as your prior claims history.
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