Whether you’re extending a property, carrying out essential maintenance or building from the ground up, running a construction project comes with challenges. Even if you’re a one-person operation or a larger outfit juggling multiple projects with a team, vehicles and machinery, it pays to have builders’ insurance to protect you against the unexpected. And that’s where Gallagher comes in. As one of the largest local insurance brokers in the UK, our team is here to help you find suitable cover. We can help to protect your business, customers, equipment and employees. Get in touch for a tailored builders’ insurance quote today.
What is builders’ insurance?
Domestic or commercial builders’ insurance should be just as important to a tradesperson or construction professional as any tool or equipment. It can be a vital safety net that helps to protect you—and your business—from hazards that you face on a daily basis and incidents waiting to happen.
At Gallagher, we source flexible builders’ insurance policies that can be as simple or comprehensive as you need. That’s because builders’ insurance can cover you for a variety of considerations, such as:
- Damage to public property
- Injuries to employees and members of the public
- Theft of your tools
Insurance for building contractors and business owners is naturally different in scope, too. Builders’ merchant insurance, meanwhile, protects merchants providing stock to the industry.
Whatever the case, our team of advisers is ready and waiting to help. From self-employed builders to family-run firms and larger contractors, we’ve been a trusted partner to UK builders for decades. We can help you to get the insurance cover that is relevant for your business.
By taking the time to fully understand your business and future plans, we can provide a range of suitable options for you to consider. With your builders’ insurance policy, it’s about seeing the big picture as well as getting into the detail.
What are the different types of builders' insurance?
Business insurance for builders includes a range of covers that a builder could need. Some insurance is a ‘must-have’ for builders and contractors, whereas others will be important depending on what you are building.
By working with Gallagher, you benefit from our track record of working with builders and contractors of all shapes and sizes. We work with some of leading builders’ insurance companies and will help to identify what type and level of cover is suitable for you and your business.
Here are some of the common builders’ insurance policies which you may wish to consider: