With Gallagher’s mobile mechanics’ insurance, we allow you to choose a policy that suits your business. That means cover is available for road risks, liability, business premises, and more.
What is mobile mechanics’ insurance?
Mobile mechanic insurance is a type of motor trade insurance that protects your business against risks specific to mobile mechanics.
As a mobile mechanic, you undoubtedly transport expensive goods and equipment to carry out your duties and you probably drive customers’ vehicles regularly. But does your current policy offer protection if that equipment is stolen? Does it cover you to test drive customers’ vehicles or take them to your garage for repair?
That’s what mobile mechanic insurance with Gallagher offers. It helps protect against day-to-day risks that standard policies may not cover.
Who needs mobile mechanic insurance?
If you service and repair vehicles either at your garage or via call-out, you should consider mobile mechanic insurance. It doesn’t matter if you work on an ad-hoc basis at home or full-time at business premises—if you’re in the motor trade industry, you should avoid cutting corners on insurance.
Having mobile mechanics’ insurance provides cover for instances such as if someone has an accident caused by negligent workmanship, your tools are stolen, or you need to drive customers’ vehicles. Without this insurance, your business may be liable to cover legal fees and fines should something go wrong.
What does mobile mechanics’ insurance cover?
Most insurers offer customisable mobile mechanics policies to include different levels of cover.
As standard, most policies include road risks insurance, providing cover to drive customers’ vehicles. This might include, for example, driving cars to your garage for repairs or test drives.