Insurance for courier fleet operators

We provide insurance for courier fleet operators who have three delivery vehicles or more—helping to protect their vehicles, drivers and business.

If your business involves multiple vans or other vehicles delivering goods to your customers, keeping these vehicles on road and your drivers safe will be a top priority. Getting appropriate insurance should also be an important consideration for your fleet business, no matter how many courier vehicles you operate or daily deliveries you make.

What is courier fleet insurance?

Courier fleet insurance may be suitable for courier business owners with three or more vehicles. This could include any type or vehicle, from cars and vans to trucks and haulage vehicles. The cover is on a fleet-rated basis meaning that the vehicles are insured collectively rather than as individual vehicles. A fleet insurance policy can include more than vehicle insurance—it could also cover the goods you deliver.

What levels of insurance are available?

Courier fleet insurance can be bought in a similar way to most other fleet insurances, and you can choose the relevant cover just as you would with a car insurance policy. We can offer the following covers.

  • For fleets with three or more vehicles on the following basis:
    • Third party only
    • Third party, fire and theft
    • Comprehensive
  • Protected no claims discount
  • Cover for vehicles up to 7.5 tonnes GVW including HGVs (in courier/haulage product)
  • Goods in transit insurance
  • Uninsured loss recovery
  • Optional breakdown covers
  • Motor legal protection

We may also consider younger drivers (aged 25 or under) and those with motoring convictions, accidents or with claims history.

Not all insurance providers will consider fleet-rated policies starting with three vehicles—some may start their fleet offering at five vehicles. It is worth discussing with your broker which insurance company may be appropriate for you and your business. If you have fewer than five vehicles, you may wish to consider single courier van insurance.

Courier Fleet Insurance

  • Cover available for couriers with three or more vehicles
  • Quotations over the phone or face to face
  • Extra covers available, such as goods in transit, public liability and employers’ liability
  • Flexible payment options*

*Provided by Premium Credit Limited subject to credit check. Policy limits and exclusions may apply. Please see the policy wording for full terms and conditions.