Working with wiring and electrical systems can be a risky business. From the risk of causing injury to a member of the public or causing damage to their property, lost or damaged tools and equipment, on-site accidents and recovering the loss following a fire or flood, through to ensuring your employees and contractors are looked after on the job, Gallagher has a range of electrician insurance options available designed to provide comprehensive cover for electrical contractors and electricians. Helping to protect you, your business and customers if something goes wrong.
What is electrician insurance?
Loose sockets, exposed cables and live wires – the dangers of electricity can be anywhere we look at home or at work. As a skilled professional, these are hazards that you come across all the time. More often than not, you'll complete the installation or repair job and have a happy client on your hands. However, at times things don’t work out as expected.
Generally speaking, standard insurance policies don’t necessarily cover all of the risks and hazards electricians face as they do their job. This is where electrician insurance comes in, covering the technical aspects of your work along with the quality and safety of the end job can be an important safety net for you and your business.
By working with our team of electrician insurance advisers, Gallagher can help you arrange the insurance for your business. We can tailor a policy to reflect the nature of your work or build a packaged solution that covers a range of outcomes. Whether you’re an electrician providing a home service or a commercial contractor involved in a major fit-out projects, talk to Gallagher to arrange your electrician insurance.
What will my electrician insurance cover?
Electrician insurance can span a range of scenarios, and can package together a number of types of insurance to reflect the nature of your work and the types of projects you work on.
Although some covers in an electrician insurance programme may be mandatory (Employers’ Liability), others are optional and recommended to consider. Gallagher provides sole traders and SMEs across the UK with the protection they need – helping them move forward with the built-in confidence that comes from having an insurance solution in place.
Here are some of the main aspects of electrician insurance: