Insurance for a wide range of boats

Protecting your vessel, other crafts and those aboard your boat; boat insurance is paramount in ensuring you’re covered against accidental damage or injury. Our competitive yacht insurance, small boat insurance and dinghy insurance (including P&I) covers pleasure craft such as speedboats, narrowboats and more.

What is boat insurance?

Whether you’re a seasoned sailor or new to the wonderful world of boating, there are a number of things to consider when taking out a boat insurance policy for your pride and joy. While it’s not usually a legal requirement on most waters, more-often-than-not purchasing a boat, yacht or dingy is a sizeable investment, so it makes financial sense to ensure it is protected. Boat insurance and yacht insurance will cover you for risks both on the water and while it’s in transit; after all if anything does happen, it can result in a large and costly repair bill!

What does the Gallagher boat insurance and yacht insurance cover?

At Gallagher, our experts can arrange yacht insurance, dinghy insurance and small boat insurance, as well as cover for a wide range of pleasure boats including superyachts, motorboats, motor cruisers, speedboats, ribs, narrowboats and traditional sailboats.

You’re covered for risks both on the water or in transit, including protection and indemnity (P&I) insurance; and you're covered in the UK, in the Caribbean and the Mediterranean.

Our policies can include cover for tenders, outboard motors and personal effects. Your boat insurance can also be tailored to suit your vessel usage, cruising needs and required level of cover, as well as passengers and third-party cover.

The specialist team here at Gallagher regularly handle boat insurance for high-value crafts (such as superyachts and mega yachts) and complex or unusual risks; no matter how big or small your pride and joy may be, get in touch with us today to see how we can help protect your assets.

We've negotiated competitive rates with a panel of some of the leading marine insurance companies, which includes Beazley, Navigators and General, Noble, Topsail, Hiscox, Shipowners and MS Amlin. We can usually arrange same-day quotes and insurance cover, and you could even pay your premium in monthly instalments should you wish.

What addons are there for my boat insurance?

On request, we can add insurance cover for racing, transit for craft over 30’, skipper charter and bareboat charter, water-skiing, towed water toys, and underwater gear. We also arrange standalone skipper-only insurance, personal accident insurance, crew personal accident insurance, and legal cover. Although we would recommend you take out fully comprehensive boat insurance, third party-only insurance is available on request.

Yacht and Motorboat Insurance

  • Competitive yacht insurance, dinghy insurance & small boat insurance
  • Special, competitive rates negotiated with a panel of leading marine insurers
  • All small boat insurance is on an all-risks basis
  • Usually same-day turnaround on quotes and cover

What if I need to make a claim on my boat insurance policy?

Our experts understand that should you find yourself needing to make a claim on your boat or yacht insurance policy, this can be a difficult and expensive time. To ensure you have the best and smoothest experience possible you’ll have your own named account executive, experienced in insurance for yachts, dinghies, boats and pleasure craft, to handle everything from your quote to renewals and any claims.