While the process of window cleaning might seem like a fairly simple one to the casual onlooker, there are plenty of risks and complexities to consider from an insurance perspective. With your work taking place on varying premises belonging to your customers, and often from dangerous heights, it’s essential you safeguard your business, so you’re braced for potential eventualities.
At Gallagher, we’re proud to help businesses of all shapes and sizes across your industry obtain bespoke window cleaner insurance policies that cater to their needs, as well as the unique nature of the sector itself.
What is window cleaner insurance?
Our goal is to help businesses protect themselves against the risks that impact their industry. When it comes to window cleaner insurance, our aim is to understand the issues that affect your business specifically, and source detailed insurance plans to counter them.
Through either a comprehensive or more specific policy, window cleaning business insurance can become a fundamental part of your risk management strategy and negate the financial ramifications attached to the likes of public and professional liability, equipment damage or loss and disruption to a major project.
Call us today on 0800 138 7580 or read on to find out more about your options.
Why do I need window cleaning business insurance?
Window cleaning is an inherently risky business with some obvious dangers attached. Working from heights, either from a ladder, lift or bosun’s chair, naturally presents the risk of injury to you or your employees. But one of the primary concerns of every window cleaning business is public liability and concerns around damage to client property.
Because window cleaning is constantly taking place on external premises, public liability insurance for window cleaners is important to help protect against mistakes or accidents occurring on site. There are a number of reasons to acquire window cleaning insurance:
- You want cover for damages to public property or injury to members of the public.
- You want cover for your equipment.
- You want liability cover for your employees (which is typically a legal requirement for any business that employs staff).
For most window cleaning businesses, most, if not all of these reasons mentioned will factor in to the regular operation of the business. And with potentially significant financial damages attached to any of these occurrences, it’s particularly important for smaller businesses to have an appropriate insurance framework in place to handle an accident or error that leads to a claim against the business.
And that’s where Gallagher can help.