Working with construction clients across the UK

As one of the largest and most experienced groups of construction insurance practitioners in the market, we can provide tailored risk management solutions to each construction sector and client.

Specialist construction risk management expertise

Gallagher's Construction division understands that every construction project is unique. We leverage our extensive experience to assist our clients in designing and implementing insurance solutions that align with their specific risk profiles and risk transfer goals.

Our Construction division provides a comprehensive range of services, including professional indemnity, surety, financiers’ insurance advisory services, and environmental liability, all conveniently available in one place.

We believe this integrated approach sets us apart, as our team possesses the necessary knowledge and resources to deliver consistent and efficient service. Additionally, we collaborate closely with Gallagher's real estate and financial risks divisions to help ensure seamless coverage for our clients' on and off-site risks.

Gallagher provides the strength and positioning of a global insurance group, combined with the personalised care and attention of a local UK broker. With a rich history dating back to 1927, we believe we have the expertise and experience to meet your insurance needs.

Comprehensive cover and solutions for all

Our clients range from large companies to local UK developers and construction firms. We provide a wide range of construction insurance services, both on an annual basis and for individual projects. Our expertise spans across various construction sectors, including commercial, residential, mixed-use, tunnelling, transportation infrastructure, power generation, renewable energy, and mining.

Our insurance solutions are designed to help protect your business from various risks and liabilities. With over 30 years of experience, our professional indemnity team can offer cost-effective coverage for claims resulting from errors, omissions, or negligent advice. We also provide owner controlled insurance (OCIP), latent defects insurance, and pollution liability insurance to address specific needs.

These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements

A wealth of specialist knowledge

Our specialists can recommend comprehensive cover proposals, complete with costings that align with your specific requirements. Our expertise extends to negotiating with insurers to secure coverage at appropriate prices. We can also negotiate bespoke specialist cover enhancements to ensure that your policy meets your exact needs. Should the need arise, we’re also here to provide claims support and guidance, to help ensure a smooth and efficient claims process.

Tap into our team’s wealth of specialist insurance and risk management experience.
Contract Reviews: We can review your contracts from an insurance perspective, helping you navigate the onerous language and requirements that are typical of such documents.
Benchmarking: Using data analytics, we can help you make important decisions, such as what limits of indemnity to buy, whether premiums are fair or if wider cover is available from alternative providers.
Supply Chain Exposure Due Diligence: We can help you review your supply chain exposures and to guide you through important decisions regarding your insurable interests.
Business Interruption Calculator: A proprietary solution to calculate consequential losses following a property damage incident (such as a fire or power outage) at your premises, and advice on appropriate business interruption cover. This is a process that can often be complex for pre-revenue companies.
Risk Management: Our online portal aims to help address your risk management requirements by empowering you with the tools you need to protect your organisation, employees, customers and the general public. We can also assist you with business continuity planning and cyber risk management.
Gallagher Business Assist Claims Service: This is an in-house service designed to assist you with large or complex property related claims. We will support you through every stage of the claims process in order to help you maximise your chances of success.

Why choose Gallagher

With more than 80 construction specialists based in the UK, we provide comprehensive solutions for construction projects large and small. Our expertise covers all construction insurance needs, including contractor controlled insurance programmes (CCIP), specialist construction claims, surety, financiers’ insurance advisory services, major project insurance, environmental insurance, and latent defects insurance.

Construction Insurance

  • Support throughout the construction lifecycle
  • Dedicated professionals in all key areas of our clients’ risks
  • Policies available on an annual and standalone basis
  • Specialist package insurance products available from some of the leading specialist insurers
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