Are you a self-employed contractor? Do you run or own a contracting business? At Gallagher, our team understands the hard work effort that goes into managing the expectations of your clients. Being a contractor has certain legal obligations and responsibilities. When something goes wrong, having an insurance solution in place can make all the difference. This is where contractors' insurance comes in – and it's something that we can arrange for you.
What is contractors' insurance?
Whatever your trade or area of expertise, contractors' insurance is an important consideration to safeguard your interests covering a range of occupations including builders, cleaners and landscape gardeners. There are always risks and dangers in your line of work. And despite all the training, experience and preparation you have, things can go wrong. When the unexpected happens, having adequate insurance can help protect your business.
Contractors' insurance – and the levels of protection it affords – helps ensure your business relationships. You depend on your clients for your income. Your clients depend on you to deliver. These relationships should stand the test of time.
So, why not call on our team of contractors' insurance specialists. With our vast experience, we're here to help self-employed contractors and sub-contractors to get peace of mind when on your next job. We know the various aspects of contractors' insurance can be confusing. But we're on hand to guide you through them. And we'll give you a clearer picture of what cover you may need.
Contractors' insurance: What does it cover?
Life as a contractor can mean no two days being the same. You might move from one site to the next, or be retained by a client to deliver a major project. In a fast moving world, important deadlines may be missed, an error or accidental oversight may occur in the advice you provide, or the equipment you need to deliver the project might be damaged or stolen.
When that happens, contractors' insurance offers a layer of protection to help you to resolve the matter and keep you moving forward. It covers a range of scenarios from legal disputes, equipment issues, through to accidents and injury on site. Whatever your role as a contractor involves, Gallagher can tailor an insurance solution around the way you want to work. Here are some examples that we can help you with: