Travel Insurance

Cover for a weekend away to a 365 day single trip.

Whether it’s just for that much earned staycation break, jetting off for some sunshine or cruising around the world – we work with a travel insurance partner Just Travel Cover with the aim to provide the insurance policy you need to travel with confidence.

Specialist Cover provided by Just Travel Cover

Arranging Travel Insurance may not be the most exciting part of your getaway planning, but it could end up being the most important. Hopefully nothing will go wrong with your trip, but we believe it’s always wise to be adequately protected.

There's no age limit and cover for pre-existing medical conditions, so whether you're 18 or 80, a sun seeker or a ski enthusiast, we'll help find a policy that meets your needs.

You can compare prices from several insurers and there are bronze, silver and gold levels to choose from with varying cover limits and excesses, so you can find a policy tailored to your holiday and individual circumstances.

What does Travel Insurance cover*?

Travel Insurance is there to protect against the unforeseen, such as costly medical bills from needing medical treatment abroad, needing to cancel your holiday or losing your baggage. Should something go wrong on your holiday, it's reassuring to know Travel Insurance is there to help protect you.

Emergency Medical Treatment and Repatriation

24/7 emergency medical assistance and medical expenses covered up to £15 million per person when taking out a policy cover on one of the gold level schemes. Furthermore, we offer cover for hundreds of pre-existing medical conditions.

Award Winning “Smart Luggage” Cover

A product designed to give you a real time pay-out should your luggage become lost or delayed. You’ll receive £50 if your luggage is delayed and cannot be located at your destination airport and £500 if your luggage is deemed lost after 48 hours. Paid straight into your registered bank or PayPal account**.

Cancellations & Travel Delay

Part of your cover could mean that you can recover costs if you need to cancel your holiday due to unforeseen circumstances. Cancellation cover starts immediately on single trip policies so you should arrange insurance as soon as you book.

Personal Belongings (theft & damage) and Lost Luggage

Protection against your baggage or suitcase and its contents becoming lost or damaged during transit. It also covers personal belongings, whether they are in your suitcase or not.

Terrorism Cover

Terrorism cover is available on some policies. It offers protection against costs incurred as a result of an act of terrorism. This includes, but isn’t limited to medical expenses, transport, travel home and evacuation to a safe place.

Personal Liability

Personal liability cover provides you with financial protection in the event of any injuries or damages that you cause to a third-party whilst you’re on holiday.

*These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements

**Flights must be registered at least 24 hours before the date of travel. All claims must be made within 48 hours of acquiring knowledge of the delay or loss. Check your policy wording for more information. Delays (including weather), cancellations, trip interruption & missed departures

Get insured quickly and easily for a one-off trip up to 365 days, starting any time in the next 20 months – including cover for COVID-19*. Whether you’re planning a week in sizzling sunshine or to set off on your travels with a thirst to explore and seek new adventures, our single trip policies have no age limit and we can even cover all your companions in one policy.

If you are planning to travel more than once a year, then taking annual multi trip Travel Insurance could save you money. You can cover yourself or the whole family on an annual policy, so get the flexibility to travel where you want, when you want and as often as you want. You can make unlimited trips within the year for up to 93 days at a time!

We know it’s not nice to think about something going wrong on your cruise, but that’s what Insurance is for. Get peace of mind while you’re at sea with our specialist cruise Travel Insurance with some policies offering additional cruise benefits, such as missed port departure, cabin confinement and cruise interruption cover. All ages and pre-existing medical conditions considered.

*all of our policies provide cover for emergency medical expenses & repatriation if you contract COVID-19 abroad. Some policies also provide cover for cancellation and curtailment and these are clearly marked alongside the price when you get a quote. Please note that you will not be covered if you travel to a destination where the Foreign, Commonwealth and Development Office (FCDO) has advised against all, or all but essential travel.

We’ll search our panel of insurers to find the right travel insurance for you
Choose a single-trip policy, annual multi-trip or long-stay travel insurance
Flexible cover levels according to your needs
No upper age limit on single-trip policies

When should I buy Travel Insurance?

What people often don’t realise is that Travel Insurance can provide cover before you even begin your holiday - so you could see benefit from booking your Travel Insurance cover to start when you book your holiday.

For example, if you need to cancel your holiday for an insured reason, your Travel Insurance could recover the costs. Equally, where provided, terrorism cover is active beforehand, ensuring you aren’t left out of pocket if an act of terrorism results in you being unable to go on your holiday.

With this in mind, we believe it makes sense to ensure you have Travel Insurance in place as soon as possible, preferably as soon as you’ve received confirmation of your holiday booking. It can also reduce the risk of you forgetting to book your Travel Insurance and subsequently ending up uninsured.

What if I test positive for COVID-19 before I travel?

Rest assured, there are various policies purchased via our partnership with Just Travel Cover offering COVID-19 cover, which includes medical expenses and cancellation cover should you contract Coronavirus.

As long as you have selected an insurer/policy that offers this, you will be able to recover costs of your holiday if you test positive for COVID-19 and cannot travel. In most cases, you will need to present a medical certificate and test result proving you have contracted COVID-19 in the lead up to your holiday. Terms and conditions apply - always be sure to check the COVID-19 document and Policy Wording that accompanies your policy.

Travel Insurance Team

0800 138 7560