Help manage the financial risks associated with arboriculture with bespoke tree surgery insurance solutions through Gallagher. From protection of your machinery to cover for falls or injuries, we can help you find a comprehensive policy that will help safeguard your business with a risk management strategy in place.
What is tree surgery insurance?
There are obvious risks attached to the world of maintaining and felling trees, particularly where the latter is concerned. Tree surgeon insurance can provide you with the protection your business requires against the worst-case scenarios associated with the job. We source comprehensive policies alongside more specific cover and, because every business is different, we tailor each search to the client.
Tree surgeon insurance comes in many different packages. The most common form of cover is tree surgeon public liability insurance, designed to cover you in the event of a claim for injury or property damage from a third party. However, there are numerous other options available to you to ensure your organisation gets the cover it needs.
Read on to learn more about the ins and outs of tree surgeon insurance and how we can help you find a suitable policy for your business.
Why do I need tree surgeon insurance?
For many businesses, matters of insurance can seem like a bit of an afterthought, but the dangers that come with tree surgery work and the potential financial consequences mean that your risk management strategy should always be at the forefront of your mind.
Tree surgeon insurance makes sense for a lot of reasons, some or all of which might apply to your business. Policies can protect against:
- Claims made on the basis of personal injury or damage to property concerning a member of the public.
- Accident or illness-related claims from employees.
- Machinery issues affecting your equipment, which can be susceptible to theft, damage and breakdown.
- Loss of income through unforeseen disruption to a project.
If you run an arborist service, it’s likely that all the factors mentioned above pose a potential threat to your business, and with those threats comes the prospect of financial losses that can be particularly damaging to typical small to medium businesses. That’s why a comprehensive insurance policy could be a good option for most tree surgeons in the UK.
It’s also worth remembering that if your business is looking to gain work on larger contracts from public bodies, having adequate insurance will likely be a requirement to secure the contract.
Who does Gallagher work with?
Whatever your background, whatever your experience, we can help you find a suitable policy for your business. We have experience of working with the biggest corporations to regional enterprises and individual operators. This means we understand the challenges faced at every level of the industry and are happy to work with multi-staffed businesses to part-time, and self-employed tree surgeons.
Insurance for tree surgeons: What services do you provide?
We can help find a number of types of insurance for tree surgeons. For many of our clients, a comprehensive policy will make the most sense. However, we can source cover that is broken down into more specific areas that are higher priority for your business:
- Tree surgeon public liability insurance: The most common form of insurance in the sector, covering you if claims are made against your business due to damage or injury to outside parties.
- Tree surgeon employers’ liability insurance: A legal requirement for some businesses with staff offering protection for claims regarding employee injury, illness or death.
- Tree surgeon machinery insurance: For protection of your most valuable equipment including wood chipper and chainsaw cover, and more.
Why choose Gallagher for tree surgery insurance?
We are a global, multifaceted insurance broker that has been helping to protect businesses of all sizes across a large number of industries since 1927, becoming one of the most trusted and highly regarded names in the corporate and professional insurance sector.
When you come to us for your tree surgeon insurance, you’ll benefit from our close work with various specialists from the industry, and our detailed understanding of the challenges the sector faces. This means we can help optimise your risk management strategy and give you the freedom to operate with confidence.
As for the claims process itself, we endeavour to make it as simple and smooth as possible so you can get back to your day-to-day operation as quickly as possible.
Want to talk to us about tree surgeon insurance costs or finding a policy to suit your business? call us on 0800 138 7580 or get in touch with us to tell us a little more about yourself and your business, and we can come up with a tailored recommendation. We’re here to help. Alternatively, you can get a quote and buy your insurance online.