At Gallagher, we understand that the UK retail industry is diverse, innovative and in some respects unique. Running a chain of high street stores, a pop-up store or local business comes with a specific set of challenges and risks. If you’re a fashion retailer, you’re unlikely to need the same insurance as someone that sells luxury watches and jewellery or a bakery selling cakes and bread. While they may seem the same it is the finer details that matter, this is where working with a broker that understands helps you identify the covers you should consider.
No matter your business insurance needs, having bespoke, comprehensive retail insurance that can protect you should something unexpected happen can make all the difference.
What is retail insurance?
Retailers can face many risks. From injuries on the shop floor, to theft of expensive equipment, you can never predict what is around the corner. What you can do, though, is ensure that you are protected from such circumstances.
By taking out a bespoke retail insurance policy through us, we want you to have confidence that your store can continue to operate should the worst happen.
Why do I need retail insurance?
Whether you own a family-run shoe shop or independent craft store, a retail shop insurance policy can help protect you against the risks you face. No matter how safely and carefully you run your business, issues can – and do – occur.
On a day-to-day basis, you come across many members of the public. Visitors and customers are always coming through your shop door and as a business owner you owe them a duty of care. You are also responsible for any employees you hire, which is why it can prove essential for you to secure adequate cover.
Can you provide me with some retail insurance quotes before I commit?
Absolutely. Simply get in contact with us and we will be more than happy to provide you with some retail insurance quotes. If you already have insurance and are looking to review your existing cover, no problem. We can put forward a range of options and recommendations to adjust your cover where the current levels of cover may prove to be inadequate in the event of a claim.
What insurance solutions does Gallagher provide?
Your retail business insurance cover could include the likes of stock insurance, building and contents insurance, and public, product and employers' liability cover. You may also like to look into employee theft cover and goods-in-transit cover. Below, you’ll find some of the services we can assist you with.