Not all homes look the same or are built with the same construction materials or methods. Not all home insurance policies will cover all homes. Gallagher can help you find specialist insurance designed specifically for your home.

We're able to provide specialist insurance that is designed specifically for your home. We take into account many factors, including your personal circumstances or the style, age and condition of your home.

What non-standard features can we cover?

We can offer cover for risks such as:

  • Water near your property (flood risk)
  • Non-standard construction
  • A thatched roof
  • A flat roof
  • Under renovation/re-construction
  • A history of subsidence or
  • A listed building

If your home has non-standard features, it can be difficult to secure adequate cover. This may cause unnecessary stress and anxiety for many homeowners. When it comes to getting an insurance quote, it's likely that you'll need specialist cover to help protect your buildings and/or its contents.

What other conditions can we cater for?

Length of lease is not an issue, and we can also insure short term lets. We can also cover properties with a typical conditions, for example

  • Unoccupied properties or properties under probate
  • Renovations customers with refused, cancelled or declined insurance
  • Customers with refused, cancelled or declined insurance
  • Those with criminal convictions
  • Shared accommodation or student housing
  • Airbnb lets
  • Bed and breakfasts
  • Coach houses

Why choose Gallagher

At Gallagher, our team of specialists leverage their wealth of knowledge and experience to support you with finding tailored insurance for your non-standard home.

We can work with you to find a policy to cover the unique features of your property. If your circumstances change, then we can alter your policy to take into account these changes.

Policy limits and exclusions may apply. Please see the policy wording for full terms and conditions.

Non-Standard Home Insurance

  • Specialist cover available
  • Many properties and circumstances catered for
  • Flexible cover levels
  • New for old cover

  • Non-Standard Home Insurance Team