Welcome to BenefitsMN

To learn more about plans, submit your information here to connect with Gallagher.

MCN members may join BenefitsMN on the first of any month, but will sync up to renew on January first each year.

Rates depend on various underwriting factors including where your organization is located, what plans you might choose and the ages of your employees. Each organization will receive rates specific to that organization. Submit your information here to receive a quote today!

Medica

The Participating Employer is to set their eligibly for eligible employees for the first of the month following 30 days

To receive a quote for BenefitsMN, you'll need to have be an MCN member for a minimum of 30 days. Connect with Gallagher here to learn more.

Yes, MCN members with two or more eligible employees will be eligible to participate in BenefitsMN. Each MCN member will designate their employee eligibility at 20, 25 or 30 hours per week.

Yes, all MCN members throughout the state will have the ability to choose from multiple plans and multiple networks that will fit the needs of their employees. Plan and network availability will vary by geographic location. The MCN member must be headquartered in Minnesota.

BenefitsMN has a robust range of networks available that reach organizations across the state. The Medica Passport network — one of the region's largest provider networks — will be one of the network options included in BenefitsMN.

Yes, through Colonial Life and available in Gallagher's Turn-Key Solutions.

Yes

Any nonprofit — MCN member or not — may request information from Gallagher to learn about the program. To receive a quote and to participate in BenefitsMN, however, an organization must be an active nonprofit member of MCN for a minimum of 30 days.

Visit MCN's nonprofit member list to search for your organization or email info@minnesotanonprofits.org to inquire.

If you'd like to learn more about MCN membership — including benefits, dues levels, and more — visit the MCN member page.

This is legal requirement under Minnesota insurance laws. Specifically, in this context of an association-sponsored health plan, Minnesota law prohibits MCN from directly soliciting, offering, or selling an insurance policy to its members within the first 30 days of membership. See the definitions of “group insurance” and “association” under Minnesota Statutes Insurance (Ch. 59A-79a) § 60A.02, for additional context.

Yes. Gallagher is the exclusive broker to BenefitsMN. You can continue to work with your existing broker for other types of insurance, such as business insurance including Directors & Officers coverage, casualty, liability, and workers compensation. Also, you can work with your current broker to purchase voluntary employee benefits, which includes dental, life, and accident insurance.

Yes. Please complete the form to Connect with Gallagher for further questions.