Construction Insurance, Risk Management and Consulting

Gallagher has a team of experts focused solely on the construction industry. Working closely with you, we support your growth and development while helping protect your assets and reputation.

We dig deeper to understand your unique organization and its people, the specific risks you face and your tolerance for those exposures. With a more complete understanding of your business and what lies ahead, we design programs to help you optimize your total cost of risk and capitalize on every opportunity.

Solutions built for specialized risks

Worker's compensation
General liability
Umbrella/excess property
Owners and contractors protective liability (OCPs)
Builders risk
OCIPs/CCIPs

Pollution
Professional liability
Subcontractor default insurance (SDI)
P3s
Integrated project delivery (IPD)
Liquidated damages (LD)

Risk analysis expertise

Our specialized team is built to address the specific exposures of the construction industry. We evaluate your risk profile to create a comprehensive risk management program that closes gaps and helps minimize loss.

As part of our complete program analysis, we do the following:

Identify and review exposures to financial loss.
Recommend insurance coverages to mitigate those exposures.
Obtain coverage options from insurance providers who serve the construction industry.
Review alternative solutions — premium costs, coverage forms and deductibles.
Structure an insurance program that maximizes coverages while keeping an eye on costs.

CORE360®: Innovating the way insurance is purchased and administered

Gallagher CORE360 is our unique comprehensive approach to evaluating your risk management program that leverages analytical tools and diverse resources for custom, maximum impact on six cost drivers of your total cost of risk.

We consult with you to understand your goals, provide data-driven insights in real time and help you make more informed risk management decisions so you can face the future with confidence.

Highlights for construction clients include: