The clock is ticking on long-term care. A recent industry report revealed that over 70% of Americans will require long-term care (LTC) services in their lifetime, but a staggering 83% of those households are unprepared for the escalating costs of that service.

Consider this: With a median national retirement savings of just $65,000, these services can drain your nest egg in a mere 6 to 12 months. So how can LTC be affordable? By choosing the right benefits today.

States are actively exploring new solutions — including potential new state taxes — to address the mounting costs. In a world of expanding LTC needs, economic uncertainty and looming fiscal pressures, the time to help your employees secure their financial future is now.

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Consulting and insurance brokerage services to be provided by Gallagher Benefit Services, Inc. and/or its affiliate Gallagher Benefit Services (Canada) Group Inc. Gallagher Benefit Services, Inc. is a licensed insurance agency that does business in California as "Gallagher Benefit Services of California Insurance Services" and in Massachusetts as "Gallagher Benefit Insurance Services" Neither Arthur J. Gallagher & Co., nor its affiliates provide accounting, legal or tax advice.