Gallagher’s Education practice has been focused on providing insurance and risk management services for more than four decades. That gives us a broad perspective and deep experience. We help our private and independent school clients consider all their risks as we advise them on insurance placements, risk management services, healthcare, pharmacy benefits and human resources consulting.

We focus on your risks so that you can focus on your business – educating students.

"The agents at Gallagher did a painless policy audit for us, proving their expertise in the private school market by making some great coverage recommendations and showing us how we were overpaying based on a benchmark of their private school clients. Not only has switching to Gallagher saved us money to put toward campus improvements, it has enhanced our risk management by improving our coverage."
- Finance Controller of large
K-12 private academy

Claims Examples
A school employee lost their laptop which contained names, social security numbers and personal information for all of their students. The school was required to notify and monitor the credit of all individuals that may have been affected.

A school decided to switch to cloud computing, soon after, they realized the enrollment data stored in the cloud is no longer there. The school had to hire specialists to help recreate the data.

Property & Casualty Insurance

  • Auto Liability
  • Bonds
  • Builders Risk
  • Crime & Fiduciary
  • Cyber
  • Directors & Officers (D&O)
  • Educators Legal Liability (ELL)
  • Errors & Omissions (E&O)
  • Excess and Umbrella
  • General Liability
  • International
  • Pollution & Environmental
  • Property
  • Reinsurance
  • Student Accident & Travel Accident
  • Tenant-User Liability
  • Tuition Reimbursement
  • Workers Compensation

Risk Management & Risk Control Services

Gallagher’s Education practice offers unique solutions to help private and independent schools address the full continuum of risk, including:

Membership to is the leading online training and compliance management system specific to school employees, offering 250+ school-focused online training courses from 60 of the nation’s foremost K-12 safety authors. This will help you easily administer training and policies to all staff in order to cut property and liability costs, decrease workers compensation claims, reduce overtime expense and in-service training time, prevent costly lawsuits and legal expenses, protect your schools and children in the case of emergency, save time and money. Partnering with Gallagher, you will receive special pricing for this added benefit. Ask us to learn more.

Benefits & HR Consulting for Employee Wellness

  • Collective Bargaining Support
  • Compliance Consulting
  • Consortium Development and Management
  • Employee Communications
  • Healthcare Claims and Data Analysis
  • Healthcare Plan Design and Consulting
  • HR and Benefits Administration Technology
  • Human Resources Management
  • Institutional Investment and Fiduciary Services
  • Pharmacy benefit management
  • Total Wellbeing and Engagement Strategy

Gallagher’s 2019 Benefits Strategy & Benchmarking Survey for K-12 Education identified these priorities for managing benefits in K-12 schools:

  • Scholastic employers are slowly gaining ground on opportunities to improve total rewards strategies as they gravitate away from HR inefficiencies and toward best practices applied both within and outside the sector. This includes the greater use of HR technology.
  • In response to shifting employee demographics and expectations, employers are reexamining traditional benefit approaches and turning to more contemporary medical benefits design that builds in cost-control tactics and analytic tools.
  • By identifying workforce needs and creating programs to fit them, K-12 employers can continually improve the employee experience. Workforce assessment, benchmarking and thoughtful funding strategies help build sustainable retirement programs that support employees’ financial security, now and in the future.

Dedicated Claims Advocacy

We help you manage all aspects of the insurance and claims process, including claims advocacy.  We have dedicated claims teams who have relationships with all major insurance carriers and who work on your behalf to assure that claims are handled appropriately.

Let us help connect you to the right expert. Complete the form to download the full content.


We or our group of companies may also send you details of the products and services of our group companies.

By submitting this form, you acknowledge that you have read and understand the Global Privacy Notice and that you have read, understand and agree to the Terms of Use.