Protect your business and livelihood

We offer bespoke livestock insurance for cattle, pig and poultry farmers—helping them to manage and mitigate the multitude of risks that come with animal husbandry.

No one understands your farm better than you, so we will spend time getting to know your business so that we can develop a thorough understanding of your operations. By doing this, we can offer more than just a livestock insurance policy—we can provide specialist risk management services tailored to your business.

What does livestock insurance cover?

A livestock insurance policy covers many of the risks you are exposed to in your line of business—from the death of animals due to sickness or disease, to risks such as animal theft and machinery breakdown.

Cattle health, climate change and regulatory measures are just some of the diverse risk factors facing farmers today. No matter the size of the herd, our specialist livestock and cattle farm insurance solutions can give farmers greater confidence by identifying, analysing and mitigating risk.

Our cattle farm insurance includes (but is not limited to):

  • All Risks of Mortality including accident, sickness and disease
  • Restricted Perils cover, such as fire, lightning, flood and storm
  • Limited Theft and Unlawful Removal
  • Government slaughter, to pay the difference the market value and government compensation for Foot and Mouth Disease (for example)
  • Prospective Calf coverage
  • Bull Infertility/Vendor’s Guarantee cover
  • Transit cover by air, sea, rail or road
  • Fall of hammer cover

Pork producers have suffered some large losses and now, more than ever, farms need solid risk management programmes in place to deal with increased risks.

Aside from global outbreaks of infectious diseases, production type and supply chain risks are significant factors in managing a herd. Our specialist pig farm insurance helps farmers mitigate many of the risks facing their business, no matter how large or complex their farm operations.

Our pig farm insurance includes (but is not limited to):

  • All Risks of Mortality including accident, sickness and disease
  • Restricted Perils cover, such as fire, lightning, flood and storm
  • Limited Theft and Unlawful Removal
  • Government slaughter, to pay the difference the market value and government compensation for African Swine Fever (limited territories), Aujeszky’s Disease, Swine Vesicular Disease, Classical Swine Fever, and Foot and Mouth Disease
  • International and domestic transits
  • Suffocation following mechanical breakdown and power failure
  • Loss of income

From avian diseases and environmental risks to the increased use of robotics and automation in poultry farming, there are a multitude of risk factors businesses need to consider when choosing their insurance provider.

Our poultry farm insurance includes (but is not limited to):

  • All Risks of Mortality including accident, sickness and disease
  • ‘Disease only’ insurance for breeding stock (grandparent and parent), insuring against death and economic slaughter for positive testing for Mycoplasma Gallisepticum and Salmonella
  • Transits from hatchery to farm to slaughter house
  • Government slaughter, to pay the difference the market value and government compensation for Newcastle’s Disease and Avian Influenza
  • Avian Influenza ‘clean-up’ costs
  • Loss of income
  • Unforeseen heat stress
  • Mechanical breakdown and power failure

Why choose Gallagher for livestock insurance?

Gallagher’s bloodstock, livestock and aquaculture practice serves clients across the globe, and our experienced team is the largest London market team for bloodstock and livestock insurance. As your broker, we will spend time getting to know your business in order to provide a policy that reflects your unique risks. Our aim is to secure cover at a premium that is acceptable to you, but, more importantly, to limit your business interruption and the financial impact in the event of a loss.

We are also here in the event of a claim, with a specialist in-house claims team to support you through the process, working closely with the insurance company to resolve your claim as quickly as possible.

Our team is here to offer advice and support on your livestock insurance and risk management requirements. Please contact us to see how we can work alongside you to help protect your business.

These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.

Livestock Insurance

  • All Risks of Mortality cover, including accident, sickness and disease
  • The expertise of a specialist equine and livestock broker
  • Property insurance available for your farm buildings
  • Dedicated in-house claims team
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