Facultative Reinsurance Solutions

Managing complex and high-risk insurance accounts can be a daunting task, especially when dealing with CAT-driven exposures, large limits, or hard-to-place industries. Gallagher Re's Global Facultative team is here to simplify the process. With extensive expertise and access to reinsurance capacity, we deliver tailored solutions to help you address challenging accounts, smooth out loss-making portfolios, and secure competitive terms.

Facultative solutions designed using a blended approach

At Gallagher Re, we understand that every client's needs are unique, which is why we specialize in crafting tailored facultative reinsurance solutions that address complex risks and secure additional capacity. Whether you're an insurer, reinsurer, corporate, MGA or captive, our team works closely with you to navigate challenging accounts and deliver strategies that align seamlessly with your business objectives.

Our facultative reinsurance capabilities

CAT protections
Fac facilities
Individual risk (IR)
Fac Solutions Operating in Tandem with Treaty

Booster lines
Net Retention and Deductible buybacks
Parametrics
Carve Outs

Consortium / reporters
Portfolio solutions
Quota share primary excess of loss (XOL)
Alternative Risk Transfer (ART)

Who we work with

Every insurer ultimately strives for profitable growth, maximum competitiveness and robust management of volatility. Gallagher Re's market relationships enable insurers to get access to the right solutions without compromising existing treaty arrangements, letting them simultaneously maintain their market position and widen their offering to clients — all with increased margin protection.

Corporates with large and complex risk profiles will inevitably require support from the depth of expertise and capacity exclusive to the reinsurance market. Using analytics to form insights about risk profile means we're best placed to structure comprehensive, cost-effective reinsurance solutions, either as individual or tactical reinsurance placements on a stand-alone basis or to sit alongside existing treaty arrangements. Combining deep market expertise with a collaborative approach, we design innovative solutions that blend traditional reinsurance, risk financing and alternative capital sources. Our goal is to help you manage risk effectively, unlock new opportunities and achieve long-term success with confidence.

As the global insurance market becomes inherently more volatile, opportunities for captives are increasing. We help our captive clients design their optimal structure, management framework and retention/transfer ratios.

Insurers and MGAs worldwide are used to handling requests from clients with challenging risk profiles; and delivery of the right solution is essential. We support MGAs and coverholders by providing a range of options that are both competitive and progressive.

How we can assist you

Gain a competitive edge by incorporating facultative reinsurance into your strategies. We can help you to secure larger wins on new business and retain valuable accounts with smarter and competitive solutions.
Deliver better client experiences by leveraging our tailored facultative solutions. We can help you effectively utilize your time, allowing you to focus on building stronger client relationships and seizing new business opportunities.
Strengthen market relationships by offering proactive, customized solutions to carriers that not only address their needs but also foster trust and collaboration for long-term, productive partnerships.

Why choose Gallagher Re

We pride ourselves on being more than just reinsurance brokers — we're strategic partners who deliver tailored, forward-thinking solutions to meet your unique challenges. By combining deep industry expertise with strong analytics capability and data-driven insights, we go beyond conventional market offerings to craft innovative strategies that truly add value to your business.

With a global presence, decades of experience, and strong market relationships, our facultative reinsurance team is uniquely positioned to provide customized solutions across all products, sectors, and regions. When you choose Gallagher Re, you're choosing a partner committed to helping you navigate complexity, manage risk and achieve your goals with confidence.