Construction Insurance and Risk Management

Your single source for residential and commercial building cover

If you are responsible for a residential or commercial development, we can provide bespoke insurance to cover the risks associated with your specific project for the duration you require it. Our professionally qualified brokers have many years of experience and will work with you to determine your risk exposure and help ensure you get the policy that meets your requirements.

Getting a quote is easy — just pick up the phone to one of our team. Should you need to make a claim, our dedicated claims team will guide you through the process, minimising disruption to your business.

Comprehensive cover for any construction project

From residential or commercial building development, we work with you to create a tailored insurance programme to minimise your risk for your construction project. Covers may include:

Project insurance — An all-encompassing policy that protects the project from start to finish and arranged in line with specific contract requirements. A project policy keeps all cover sections under one bespoke arrangement and is ideally suited for property developers.
Legal indemnities — Legal indemnity insurance indemnifies property purchasers or mortgage lenders against issues arising on a property title or covenants. The policy coverage benefits property purchasers and their successors in title (including mortgagees and lessees).
Right of light — A bespoke policy covering a property owner's legal liability and which extends to include costs and expenses for right of light actions taken by a neighbouring property or properties.
Combined liability — Covering a developer's public and employer's liability exposures where specific contractual arrangements are made relating to the developer's responsibilities.
Latent defects — A bespoke, long-period policy designed to provide cover in the event of an inherent defect in the design, workmanship or materials becoming apparent after the practical completion of a development project.
Contract works — All risks insurance protection for the value of the ongoing works taking place during a development project for the full contract period.