As we move through 2026, strong insurer profitability and reduced catastrophe losses are contributing to increased competition and continued softening across key lines. At the same time, organizations are navigating a rapidly evolving risk environment — from emerging liability exposures and technological disruption, to shifting regulatory pressures and ongoing climate‑related challenges.
This report brings together insights from Gallagher specialists across Canada, offering a comprehensive review of trends influencing the commercial property, casualty, automobile/fleet, nonprofit, cyber, environmental and surety insurance markets for Spring 2026.
You'll find expert perspectives on:
- Continued softening and rising competition in the commercial property market
- Operational pressures and emerging stability within the nonprofit sector
- New technological and ESG‑driven exposures impacting casualty risk
- Escalating costs and safety challenges reshaping fleet and auto risk management
- Heightened social engineering threats, AI impacts and abundant capacity in the cyber market
- Increased competition and growing use of coverage solutions in the environmental space
- Evolving demand, new requirements and major project activity driving the surety market