Special Risks Insurance

Our specialists' knowledge and understanding of the risks clients face means we can design and place even the most complex programmes, regardless of your organisation's size, industry sector or location. Our cover solutions include:

• Public, products and pollution liability
• Employers liability
• Environmental impairment liability
• Product recall insurance

An economic climate with rapid technological advancement and increased regulatory pressures means businesses are at risk of lawsuits due to perceived or actual errors. They may also need to satisfy regulatory and client-imposed contractual requirements.

With over 30 years of experience in the market, Gallagher's professional indemnity team can tailor programmes that cover a wide range of risks and the full range of practitioners and professional firms of all sizes. We also arrange Single Project Professional Indemnity (SPPI) insurance to cover all project participants in respect of professional services rendered on the project and to ensure contract requirements set by project owners.

Our Special Risks team has the experience and market relationships to meet the unique needs of healthcare providers and clients around the globe, from public and private hospitals to pharmacies, pharmaceutical companies and clinics.

We collaborate with clients to create tailored solutions to meet their specific requirements. Our products can provide financial protection if an event is disrupted or cancelled by adverse weather, terrorism or venue damage, or if a concert is called off due to the act's non-appearance, for example.

Our specialist contingency products for the media, leisure and entertainment industries include insurance for event cancellation, non-appearance and prize indemnity, among others. We work with:

• Large domestic and multinational companies
• Small to medium-size enterprises
• High-net worth individuals, families and entertainment superstars