Special Risks Insurance

Creating liability and indemnity insurance programmes to cover the individual needs of clients, helping to mitigate risk now and into the future.

Cover for your day-to-day risk, plus your unique liabilities

In an increasingly litigious world, a comprehensive risk management strategy is more important than ever. Our team combines service excellence with technical skill and broking ability to deliver insurance programmes that helps protect your business against the unique risk exposures you face every day.

Casualty

Our specialists' knowledge and understanding of the risks clients face means we can design and place even the most complex programmes, regardless of your organisation's size, industry sector or location. Our cover solutions include:

Public, products and pollution liability
Employers liability
Environmental impairment liability
Product recall insurance

Professional Indemnity/Errors and Omissions

An economic climate with rapid technological advancement and increased regulatory pressures means businesses are at risk of lawsuits due to perceived or actual errors. They may also need to satisfy regulatory and client-imposed contractual requirements.

With over 30 years of experience in the market, Gallagher's professional indemnity team can tailor programmes that cover a wide range of risks and the full range of practitioners and professional firms of all sizes. We also arrange Single Project Professional Indemnity (SPPI) insurance to cover all project participants in respect of professional services rendered on the project and to ensure contract requirements set by project owners.

Medical Malpractice and Clinical Trials

Our Special Risks team has the experience and market relationships to meet the unique needs of healthcare providers and clients around the globe, from public and private hospitals to pharmacies, pharmaceutical companies and clinics.

Contingency and Event Cancellation

We collaborate with clients to create tailored solutions to meet their specific requirements. Our products can provide financial protection if an event is disrupted or cancelled by adverse weather, terrorism or venue damage, or if a concert is called off due to the act's non-appearance, for example.

Our specialist contingency products for the media, leisure and entertainment industries include insurance for event cancellation, non-appearance and prize indemnity, among others. We work with:

Large domestic and multinational companies
Small to medium-size enterprises
High-net worth individuals, families and entertainment superstars

Global presence, regional relationships

Gallagher's strong international presence, with more than 130 offices worldwide, means we offer exhaustive risk management, insurance and consulting solutions and products at all levels. When you work with us, you open the door to innovative products, comprehensive service offerings and impeccable customer service.