Gallagher is the preferred insurance broker of the Australasian Convenience and Petroleum Marketers Association (ACAPMA). We provide insurance solutions to hundreds of its petrol station, petrol-convenience retailers, fuel distribution and fuel wholesale members across Australia.

“
Gallagher has consistently demonstrated a deep understanding of the unique risk profiles within our industry, developing tailored insurance products that truly meet the needs of our businesses.
Mark McKenzie, ACAPMA, CEO

Through our national team of specialist insurance broking and risk advisors, we are a recognised market leader with the ability to provide a high quality insurance solution for your business.

SmartProtect — tailored insurance for petrol stations and convenience stores

Our SmartProtect policy has been purpose-built for petrol station and convenience store owners, providing tailored insurance protection so you can keep your business running smoothly.

In addition to cover against everyday risks such as fire, theft, spills, equipment breakdown and business interruption, SmartProtect offers:

  • Drive-off cover to protect your business against fuel theft events over 100 litres, up to an annual limit of $5,000 per year
  • Coverage for underground storage tanks and other service station fixtures such as portable buildings
  • Increased storm, wind and rain coverage up to $50k to cover loss or damage to gates, fences, signs, awnings and other items common at petrol stations and convenience stores.

Oilpac

Oilpac is a fuel and dangerous goods insurance product that provides a business with base cover and additional benefits that are specific to the fuel industry.

Oilpac includes a number of signature benefits, including:

  • Tailored wordings based on unique risk and protection needs of fuel and dangerous goods operators
  • Access to a 24/7 Emergency Response team
  • Free advice on agreements and contractual matters
  • Transport emergency response plan.
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Oilpac — fuel and dangerous goods insurance

Base cover and additional benefits specific to the fuel industry.

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We're here to help with every risk you might face. If you need extra coverage, we also have expertise in areas like management liability, business income protection, workers compensation, cyber, trade credit insurance and much more.

Petroleum Bonds

Gallagher facilitates issuance of bonds on behalf of pre-selected APRA approved Standard & Poors rated surety providers.

A petroleum bond is a form of surety bond and is an alternative to a bank guarantee.

Petroleum bonds are used to support obligations under a supply/distribution/carrier agreement to provide security against default or non-performance.

Benefits of a petroleum bond include:

  • A flexible alternative that can operate alongside traditional banking facilities
  • A simple, cost effective means of meeting security obligations to suppliers
  • A facility that does not usually require collateral security, thereby deleveraging balance sheets.

Truckpac

Truckpac provides your business with a base cover and additional benefits specific to the transportation of fuel — including motor vehicle cover, public and products liability, marine carriers' cargo and business interruption. Developed with a deep understanding of the unique needs and challenges faced by truck drivers, Truckpac offers peace of mind and robust protection for your business operations.

The benefits of working with a Gallagher insurance broker

Having an insurance broker help you understand your business risks and the types of cover you need can provide many advantages, including:

The benefits of working with a Gallagher insurance broker

Having an insurance broker help you understand your business risks and the types of cover you need can provide many advantages, including:

Why choose Gallagher

  • Fuel and transport industry specialists who understand the risks you face
  • SmartProtect policy for service stations and convenience stores
  • Oilpac product that is tailored for your sector
  • Extensive branch network to help you wherever you are based
  • Priority claims service to support and guide you if something goes wrong