Gallagher has partnered with ScotPac to provide innovative risk management and insurance solutions. We have deep expertise working with SMEs around Australia and understand the unique risks and challenges faced by business owners. When looking for cover, you want to partner with a trusted advisor.

Coverage tailored to the unique needs of SMEs

The right insurance cover ensures that your business can bounce back from setbacks without jeopardising business operations or personal finances.

Business pack insurance offers the flexibility to pull together several different insurance coverages under one policy. A business pack policy provides one renewal date, less paper work and can sometimes work out as a cheaper alternative to having multiple insurance policies for the same business.

Public liability insurance offers protection for staff and members of the public, by covering financial costs involved if a third party seeks compensation for your negligent actions.

Professional indemnity insurance covers the business and its employees for expenses involved with alleged malpractice or professional misconduct or any failure of duty in providing a professional service, or if a staff member makes a mistake while carrying out business activities that detracts from what the customer has paid for.

Employers might face claims related to employment practices such as discrimination, harassment or wrongful dismissal. Management liability insurance can cover legal costs and damages related to employment practices issues.

Cyber risks are prevalent for all businesses and it's critical to consider protecting the business from a cyber incident. Cyber criminals may be seeking access to your financial information, or simply targeting your banking details. Cyber insurance assists with remediation, forensic investigation, even ransom negotiation and reputational damage control.

The benefits of working with a Gallagher insurance broker

Having a trusted insurance broker to support your business and helps you understand business risks, the scope of cover that may need to be considered and many other advantages, including:

  • Resources: a broker has access to an extensive choice of insurers and product solutions, often not available elsewhere
  • Service: our brokers take the time to understand your insurance needs. We pride ourselves on our claims performance, guiding and supporting clients in achieving an optimal outcome
  • Terms: a broker may be able to negotiate for more advantageous terms or scope of cover through their relationships with insurers
  • Comprehensive coverage: a broker may be aware of risks in your operations that you don't realise or may have overlooked
  • Industry knowledge: a broker who specialises in working with SMEs often has greater depth of knowledge of the potential risks involved.
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Leveraging the combined expertise of Gallagher and ScotPac, SMEs are able to access a range of innovative financial solutions.

Find out more

For support and advice about protecting SME businesses contact us on 1800 271 193.

Why choose Gallagher

  • SME specialists who understand the risks businesses face
  • Extensive branch network to help clients wherever they are based
  • Business pack tailored for SMEs
  • Priority claims service to support and guide you if something goes wrong