In the intricate world of jewellery, where craftsmanship meets commerce, safeguarding your business against unforeseen risks is essential. Whether you are a retailer, wholesaler, or manufacturer, your inventory, operations and reputation are invaluable assets that require protection.
Safeguarding every step of the jewellery supply chain
Our Jewellers Block insurance offers a comprehensive range of core protections, along with a suite of additional options designed to fit your unique circumstances.
Some of the key coverages you can choose include:
- Public Liability: Offers protection for you, your staff and members of the public, by covering financial costs involved if a third party seeks compensation for your negligent actions.
- Specialist and High-Valued Cover: Protection for high-value stock, precious items and specialist collections.
- Theft: Protection against shoplifting, burglary, and robbery — safeguarding your valuable stock.
- Accidental Damage: Coverage for unforeseen damage that may occur to your jewellery.
- Business Interruption: Compensation for loss of income due to incidents such as fire, robbery, or other disruptions.
- Property Coverage: Insurance for jewellery on your premises, on loan, displayed at exhibitions, or in transit.
- Travel Coverage: Protection for stock carried while travelling, with overnight coverage at home.
- Worldwide Shipping: Coverage for goods sent across Australia and internationally via various couriers.
- Busy Seasons: Stock increase coverage during peak trading periods like Christmas and Valentine's Day. While this benefit is automatically included, there is a section on the proposal form for you to nominate your preferred method; we encourage clients to make a nomination to ensure coverage aligns with their business cycles.
- Repair and Restoration: Extend your policy to cover items during repair, restoration, or cleaning — protecting against damage arising from your work.
- Exhibitions and Trade Fairs: Coverage for items displayed at events, with options to increase cover as needed for specific occasions.
Certain exclusions may apply — such as unexplained loss — but the policy can be customised to meet the specific needs of your business.
Solutions designed to match your jewellery business
In the jewellery industry, where precision and value are paramount, protecting your business with Jewellers Block insurance is a wise investment. Our brokers can provide solutions tailored to your needs, allowing you to focus on growing your jewellery business with confidence.