As the adoption of technologies such as artificial intelligence (AI) and smart engineering accelerates, this transformation in how organisations operate is also exposing critical digital vulnerabilities that are prime targets of increasingly sophisticated cyber threats.
The Gallagher Cyber Insurance Market Update September 2025 provides a report on the threat landscape, what it means for Australian organisations and how the insurance market is responding to new developments.
Leveraging insights derived from claims data, insurance is moving beyond a traditional underwriting approach to the delivery of vital cyber protections, with broker expertise now fulfilling a more active, consultative role in enabling organisations to keep pace with evolving threats.
Partnering with a consultancy-led brokerage like Gallagher can help organisations navigate the complexity of cyber risks and enhance security through both adopting proactive risk management measures and the protections insurance can provide.
What's in the update
- Cyber insurance market conditions and emerging trends in response to new technologies, threats and evolving risks.
- Key threats to businesses include the resurgence of ransomware, AI-driven attack methods, greater supply chain vulnerabilities and geopolitically motivated attacks.
- Factors driving the regulatory environment: protections for infrastructure and the economy, and a greater emphasis on organisational accountability for cyber security.
- Implications and considerations for businesses in regard to capacity, scope of insurance cover and premium cost.
Access Gallagher cyber risk management expertise
Investment in cyber security, compliance and insurance risk transfer is now essential to survive the current threat landscape. In Australia, Gallagher's Professional and Financial Risks team works with large multinationals and mid-market clients, providing bespoke program design, risk placement solutions, and consulting support across a range of industries.
