The information contained herein is offered as insurance industry guidance and provided as an overview of current market risks and available coverages and is intended for discussion purposes only. Arthur J. Gallagher Canada Limited ("Gallagher") does not represent that any information, opinions and statistical data contained in this presentation is accurate or complete, and they should not be relied upon as such. This information is not to be relied upon as financial, investing, professional, accounting, insurance, risk management or legal advice.
All opinions and recommendations expressed herein are subject to change without notice. In no event will Gallagher, its affiliates, or employees thereof be liable to you or anyone else for any decision made or action taken in reliance on the information contained herein or for any consequential, special or similar damages, even if advised of the possibility of such damages.
Any description of insurance coverages is not meant to interpret specific coverages that your company may already have in place or that may be generally available. General insurance descriptions contained herein do not include complete Insurance policy definitions, terms, and/or conditions, and should not be relied on for coverage interpretation. Actual insurance policies must always be consulted for full coverage details and analysis.
Insurance brokerage and related services to be provided by Arthur J. Gallagher Canada Limited and its affiliates, including, but not limited to, GPL Assurance Inc. and Cain Insurance Services Ltd.