The UK real estate sector is experiencing a major shift, driven by evolving risks, investor priorities and a stronger focus on long-term stability. Our UK real estate market report analyses the major forces shaping the market and outlines strategies to help property owners strengthen resilience in a shifting landscape.
As market conditions stabilise, insurers, landlords and developers are focusing on long-term sustainability, robust valuations and proactive risk management. The report identifies several key trends:
- Underinsurance remains a persistent challenge: Many assets continue to be insured below their rebuild value, exposing owners to higher losses amid rising construction and material costs
- Climate and weather-related risks are increasing: Flooding, subsidence and global supply chain disruption are driving up costs and changing risk profiles across the UK property market, requiring more sophisticated risk assessment
- Regulatory reforms are reshaping the landlord landscape: Legislation such as the renter's rights bill, building safety act and minimum energy efficiency standards (MEES) is tightening compliance requirements and influencing asset value and insurability
- Cyber risks are on the rise in smart buildings: AI-driven systems and digital infrastructure are expanding, new vulnerabilities demand cross-functional resilience assessments and robust risk management
In this environment, trusted partnerships and strategic foresight remain essential to protecting assets, meeting compliance demands and achieving long-term growth.
