Cover that works as hard as you
Accidents can happen in any workout environment. Business insurance for fitness professionals combines professional indemnity and public liability cover. Our policies offer great value and true peace of mind.
Professional indemnity insurance
Professional indemnity insurance provides cover for claims that may arise from a breach of duty of care that you are obliged to provide as a qualified fitness professional. For example, a client (or other third party) may allege that they've suffered a loss due to negligence in the advice or service provided by you. Their 'loss' may include any or all of bodily injury, property damage or financial loss. For instance, if a client injured their back and alleged is it is due to your advice while working out under your guidance and was unable to work for an extended period. Professional indemnity helps protect your reputation, your business and your business assets.
Public liability insurance
Public liability insurance can provide cover for a claim against you (or any staff members) for bodily injury or property damage that may arise from the operation of your business as a personal trainer or fitness instructor. Whether you're operating in a gym or conducting approved outdoor sessions, this essential insurance provides cover for claims from clients, gym members or other users of shared or public spaces.
Professions covered under Fitness Professionals Insurance
- Personal Trainers
- Yoga Instructors
- Pilates Instructors
- Group Fitness Instructors
- Aerobics Instructors
- Bootcamp Instructors (accredited)
- Dieticians
The benefits of working with a Gallagher insurance broker
We understand that every fitness professional has unique needs. With Gallagher, you can be confident that our cover is tailored to the specific needs and interests of different fitness professionals.
- Resources: a broker has access to an extensive choice of insurers and product solutions, often not available elsewhere.
- Service: our brokers take the time to understand your insurance needs. We pride ourselves on our claims performance, guiding and supporting clients to achieve optimal outcomes.
- Terms: a broker may be able to negotiate for more advantageous terms or scope of cover through their relationships with insurers.
- Comprehensive coverage: a broker may be aware of risks in your operations that you don't realise or may have overlooked.
- Industry knowledge: a broker who specialises in working with fitness professionals often has greater depth of knowledge of the potential risks involved.
Find out more
If you don't see your profession listed above, please contact one of our dedicated experts via our form or by calling 1800 222 012.
If you are running your own gym studio, CrossFit gym or a large commercial gym, please visit our Gym Studio insurance page to learn more.
