At Galllagher, we understand that running a franchise is an exciting opportunity to build something lasting — backed by a proven brand, a loyal customer base and a supportive network. Yet, franchisees face unique risks that can threaten their operations, reputation and financial wellbeing.

As the franchise insurance broking partner to thousands of franchise businesses across Australia, we specialise in helping franchisees safeguard their assets, people and brand reputation. Whether you operate a bakery, fitness studio, retail outlet or professional service, our tailored insurance solutions are designed to meet your specific needs — so you can focus on growing your business with confidence.

Insurance solutions for franchise businesses

Franchise businesses operate under a shared brand and business model, but each location faces its own challenges. From property damage and customer liability to cyber threats and employment disputes, the risks are real — and often unpredictable.

By partnering with us, franchisees can gain access to competitive business insurance solutions. We offer a wide range of insurance products that address the common risks encountered by franchise businesses, ensuring franchise owners safeguard their investment and focus on growth.

Gallagher's franchise insurance programs are built on decades of experience and deep industry insight. Here's the core coverages we offer:

Industry-specific expertise

We don't believe in one-size-fits-all insurance. Our team of dedicated franchise specialists understands the nuances of your industry and works closely with you to build a tailored insurance program. We've helped thousands of franchisees across sectors such as:

  • Food & Beverage: Cafes, bakeries, fast food outlets
  • Health & Fitness: Gyms, yoga studios, wellness centres
  • Personal Care: Hairdressers, beauty salons, massage clinics
  • Professional Services: Accountants, consultants, educators
  • Retail: Clothing, electronics, convenience stores
  • Transport & Delivery: Courier services, logistics providers

The benefits of working with a Gallagher insurance broker

Our franchise specialists work nationally with businesses of all sizes and industries, delivering expert advice, tailored insurance programs and dedicated claims support. We can help you navigate the complex world of franchise insurance, so you can focus on operating and expanding your business with assurance that your risks are managed.

Why choose Gallagher

  • Dedicated specialists with deep expertise in the franchise sector and a detailed understanding of both traditional and emerging risks
  • Priority claims service to support and guide you if something goes wrong
  • Proven experience, with more than 125,000 Australian businesses choosing Gallagher for their insurance and risk solutions

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