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Private client insurance can help high-net-worth individuals and families align their personal insurance, risk and wealth considerations with how they live, travel and manage valuable assets.

As wealth grows, personal assets and financial affairs often become more varied and interconnected. A family home may sit alongside investment properties, valuable collections, specialist vehicles, travel and broader wealth considerations, each with a different ownership structure.

Gallagher Private Client advisers can help ensure your cover reflects the full picture of your life, wealth and priorities.

A personalised view of your insurance, risk and wealth

A private client approach becomes valuable when cover needs to be considered with greater care and context. Rather than treating each policy as a standalone arrangement, it looks at the detail behind the cover — how assets are held and used, where exposures may sit and where specialist advice may be required.

Gallagher Private Client can help coordinate specialist advice and market access across areas, including:

  • Home and contents
  • Holiday homes
  • Performance and vintage vehicles
  • Fine art and private collections
  • Yachts and pleasure craft
  • Travel insurance
  • Cyber
  • Wealth and risk advisory

Advice that extends beyond arranging cover

The value of specialist advice is not limited to choosing an insurance product. Acquiring property, purchasing significant assets or making lifestyle changes can all provide a useful opportunity to reconsider your overall risk profile.

When a claim occurs, the quality of advice and support can be just as important as the cover itself. Gallagher Private Client provides access to dedicated claims specialists to help clients manage communication, documentation and next steps with insurers.

For what matters now and next

Over time, your arrangements may need to reflect new responsibilities, changing priorities and the way different elements of your portfolio work together.

Gallagher Private Client combines specialist expertise, access to suitable insurance markets and dedicated claims support to help clients protect complex personal assets with greater confidence. This creates a more connected approach to private client insurance — one designed around the details that matter, not just the assets themselves.

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Disclaimer

Gallagher provides insurance, risk management and benefits consulting services for clients in response to both known and unknown risk exposures. When providing analysis and recommendations regarding potential insurance coverage, potential claims and/or operational strategy in response to national emergencies (including health crises), we do so from an insurance and/or risk management perspective, and offer broad information about risk mitigation, loss control strategy and potential claim exposures. We have prepared this commentary and other news alerts for general information purposes only and the material is not intended to be, nor should it be interpreted as, legal or client-specific risk management advice. General insurance descriptions contained herein do not include complete insurance policy definitions, terms and/or conditions, and should not be relied on for coverage interpretation. The information may not include current governmental or insurance developments, is provided without knowledge of the individual recipient's industry or specific business or coverage circumstances, and in no way reflects or promises to provide insurance coverage outcomes that only insurance carriers' control.

Gallagher publications may contain links to non-Gallagher websites that are created and controlled by other organisations. We claim no responsibility for the content of any linked website, or any link contained therein. The inclusion of any link does not imply endorsement by Gallagher, as we have no responsibility for information referenced in material owned and controlled by other parties. Gallagher strongly encourages you to review any separate terms of use and privacy policies governing use of these third party websites and resources.

Insurance brokerage and related services to be provided by Arthur J. Gallagher & Co (Aus) Limited (ABN 34 005 543 920). Australian Financial Services License (AFSL) No. 238312