Gallagher accurART

Whether you're a collector, gallerist, restorer, museum professional, corporate client, or involved in exhibitions and art transportation, your passion for art deserves protection that transcends standard insurance coverage. At Gallagher, we provide the specialist oversight and market expertise needed to safeguard your most valued works against the unexpected.

Our coverage is adapted to your specific requirements, providing continuous security as your pieces move between private residences, international exhibitions and professional restoration facilities. By combining global reach with a deep understanding of the art market's nuances, we ensure your assets are protected at every stage.

Comprehensive protection for every piece

Our all‑risk policies are designed to remove financial uncertainty and provide clarity at every stage. We provide:

Total loss compensation: Full agreed-value coverage in the event of theft or destruction
Restoration expertise: Access to world-class restorers to return damaged pieces to their original glory
Depreciation coverage: Compensation for any loss in market value following professional restoration
Global mobility: Continuous protection during transit, storage and professional handling

Gallagher accurART provides sophisticated fine art insurance solutions tailored to the diverse needs of the global art community, ensuring your most prized assets are protected through ownership, exhibition and transit.

For the private collector, discretion and ease of management are paramount. Gallagher accurART streamlines the insurance process for complex portfolios, including those spread across multiple international residences. We provide a single point of contact to manage valuations, new acquisitions or temporary loans to exhibitions. Whether you're adding a single contemporary piece or managing a multi-generational estate, our coverage is as mobile and international as your lifestyle.

For corporate collections, we understand the unique challenges businesses face in managing and protecting their valuable assets. From art collections displayed in corporate offices to investments in cultural heritage, Gallagher accurART offers tailored solutions to safeguard your organisation's treasures.

Managing a public or private institution requires a delicate balance of preservation and accessibility. Our fine art insurance solutions for museums are designed to work discreetly in the background, providing the sensitivity and technical knowledge needed for complex loan circuits and permanent collections. From tailoring comprehensive coverage to managing waiver of recourse, the Gallagher accurART team acts as a professional extension of your registrar and curatorial departments, ensuring your exhibits are protected against all risks.

In the dynamic environment of the art trade, speed and market insight are essential. Gallagher accurART offers flexible fine art insurance specifically for galleries and dealers, accounting for the unique risks of frequent transit, temporary storage and high-value transactions. We help protect your inventory and your reputation, allowing you to focus on the growth and movement of your business.

The journey between locations is often when a work of art is most vulnerable. Our fine art insurance for logistics providers and transport specialists focuses on the technical nuances of professional handling, packing and global transit. Gallagher accurART ensures that risk management is integrated into every stage of the logistics chain, providing robust financial safeguards and expert claims advocacy to keep your operations moving safely across borders.

Why choose Gallagher?

As a global leader in risk management, Gallagher provides a unique combination of local service and international reach. Our specialist accurART team is comprised of art world professionals who speak your language and understand the nuances of provenance, valuation and conservation.

Our established relationships with specialist insurers allow us to secure enhanced coverage and broader policy terms for our clients, beyond what is typically available through standard brokers. Supported by the Gallagher Global Network, we provide a seamless safety net for your assets, alongside dedicated in‑house claims advocacy focused on protecting your interests with absolute discretion.

Bespoke all-risk insurance designed specifically for the unique needs of private and corporate collectors, museums, the art trade and art logistics
Protection that extends across homes, transit, exhibitions and professional restoration facilities
Dedicated advisors with extensive experience in the fine art market and risk management
Financial safeguards that account for the loss of value even after successful repair