Arthur J. Gallagher (Schweiz) is a broker supervised by the Swiss Financial Market Supervisory Authority FINMA as part of the supervision of intermediaries (register number 10250). With the following information we comply with our duty to provide information in accordance with Art. 45 VAG:

a. Identity and address of Arthur J. Gallagher (Schweiz): Arthur J. Gallagher (Schweiz) Seefeldstrasse 15 CH-8008 Zurich

Commercial Register of the Canton of Zurich - Main Register Company number: CH-020.3.020.030-4 Legal nature: Aktiengesellschaft Telephone: +41 58 255 18 88

b. All insurance coverage we offer is negotiated with several insurance companies, unless only one insurance company offers the specific insurance coverage. When submitting an offer, we inform our customers with which insurance company we have negotiated.

c. As an independent insurance broker, Arthur J. Gallagher (Schweiz) regularly arranges insurance policies for the following insurance companies (in alphabetical order, list not exhaustive): Allianz Suisse Versicherungs-Gesellschaft AG, ASGA Pensionskasse, Atupri Gesundheitsversicherung AG, AXA Art Versicherungen AG, AXA Kredit & KautionAG, AXA Leben AG, AXA Versicherungen AG, Baloise Assurances Luxembourg SA, Basler Versicherungen AG, Chubb Insurance Company of Europe SE, Consimo Pensionskasse SBV, Coop Rechtschutz AG, CSS Versicherungen AG, DAS Rechtschutz-Versicherungs-AG, Dextra Rechtsschutz AG, Dextra Versicherungen AG, Die Mobiliar Lebensversicherungs-Gesellschaft AG, Elips Life AG, Emmental Versicherung, Epona, Euler Hermes Deutschland AG, Europäische Reiseversicherung AG, FUTURA Vorsorgestiftung, Gastro Social, Generali Allgemeine Versicherungen AG, Globality Health S.A., GVB Privatversicherungen AG, HDI-Gerling Industrie Versicherung AG, Health Lambert Group, Helsana Versicherungen AG, Helvetia schweiz. Versicherungs-Gesellschaft AG, Liberty Mutual Insurance Europe Limited, Lloyds Syndicates, NEST Sammelstiftung, Noventus Pension Partner AG, ÖKK Kranken-Unfallversicherung AG, Orion Rechtschutz-Versicherung AG, Pensflex Sammelstiftung, pensionskasse pro, Protekta Rechtschutz-Versicherung AG, PROVITA Gesundheitsversicherung AG, SOLIDA Versicherungen AG, SOLIDA Versicherungen AG, SOS International AG, SWICA Krankenversicherung AG, SWICA Versicherungen AG, Swiss Life AG, Swisscanto Vorsorge AG, Tellco AG, TSM Versicherungs-Gesellschaft, Genossenschaft, UNIQA Versicherung AG, Vaudoise Leben Versicherungs-Gesellschaft AG, Vaudoise Versicherungs-Gesellschaft AG, Visana Services AG, VSAO Vorsorgestiftung, William Russel Limited, XL Versicherungen Schweiz AG, Zurich Versicherung-Gesellschaft AG

d.In the event of negligence, an error or incorrect information in connection with our brokerage activity, the legal entity "Arthur J. Gallagher (Schweiz)" can be made liable. Please address any complaints in writing to the management:

Mr. Stephan Bachmann, Arthur J. Gallagher (Schweiz), Seefeldstrasse 15 CH-8008 Zurich

e. We are the data controller of any personal information you provide to us or personal information that has been provided to us by a third party. We collect and process information about you in order to arrange insurance policies and to process claims. Your information is also used for business purposes such as fraud prevention and detection and financial management. This may involve sharing your information with third parties such as insurers, reinsurers, other brokers, claims handlers, loss adjusters, credit reference agencies, service providers, professional advisors, our regulators, police and government agencies or fraud prevention agencies.

According to the Data Protection Act, you have the right to request information from us about what data is available about you, for what purpose and on what legal basis it is processed. In addition, you can request information about the categories of personal data processed as well as those involved in the collection and the data recipients. You have the right to have incorrect data corrected or destroyed or to prohibit disclosure to third parties.

We may record telephone calls to help us monitor and improve the service we provide. For further information on how your information is used and your rights in relation to your information please see our privacy notice at AJG Schweiz.

If you are providing personal data of another individual to us, you must tell them you are providing their information to us and show them a copy of this notice.

Where you are obtaining an (re)insurance contract the insurers may ask for information about matters which may be of significance to their evaluation of the risk. You shall give correct and exhaustive answers to the questions from the Insurers. You shall also, upon your own initiative, give details of specific circumstances which you must understand to be of material significance to the Insurers in their evaluation of the risk. Should you become aware of having provided incorrect or incomplete information as to the risk, you shall without undue delay report this fact to the Insurers, failure to do so may result in any contract not being valid or bound. If the subject of the contract changes hands, you must disclose this to the insurance company. If you declare bankruptcy, you must declare this immediately to the insurance company. The aforementioned duty to give details of the risk is the applicable duty under the laws of Switzerland as set out by The Swiss Financial Market Supervisory Authority FINMA. If your policy is not subject to Swiss Law you are expected to disclose risk information in accordance with the requirements of the applicable law. In such circumstances we expect you will disclose risk information at least equal to the standard required under Swiss law and where the applicable law requires you to disclose information over and above the level required under Swiss law you will provide such information in accordance with that law.

Where you are obtaining a consumer policy of insurance, you must read each question and answer honestly and fully and must take reasonable care to not make a misrepresentation.

Failure to comply with the above disclosure requirements, as they apply to you, could mean that your policy of (re)insurance is void, its terms are materially altered or that (re)insurers are not liable to pay all or part of your claim(s). If you are in any doubt as to your obligations you should ask your usual contact.

We request that you save this information in accordance with paragraph 1 on a permanent medium that is accessible to the insured.