One of the thorniest issues in directors and officers (“D&O”) liability insurance is “capacity.” D&O provides financial protection for directors and offices, only when they are acting in that specific capacity. Often, the insurance grant will limit coverage to actions “solely” related to the insured capacity.
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Opioids provide value in pain management associated with a variety of conditions, but it comes with the trade-off of a high abuse and addiction potential. Prescription opioid drug misuse and abuse has been recently declared a national epidemic and state of emergency. Both federal and state agencies are devoting resources and issuing updated guidance to address this widespread problem.
In spite of 2017 delivering record losses to the insurance industry, the anticipated rate increases did not materialize in 2018. The greatest increases were given to those catastrophe-exposed risks and large layered and shared programs that suffered severe hurricane losses and/or had a high degree of attritional losses. Those with favorable loss history or low exposure to catastrophic loss events saw modest rate increases in the mid-to high-single digits.
Gallagher’s John Wagner, National Construction Director, discusses labor shortages in the construction industry and 6 strategies for change.
This Weekly Market Update reviews the top three market headlines: Tech Stocks Rebound, European Economic Outlook Weakens, Earnings Outlook Gets Cloudy
Created by our Compliance experts, this valuable toolkit for IRS Sections 6055 & 6056 reporting requirements will help reporting employers comply with the requirements & avoid penalties.
In light of numerous foodborne illness outbreaks, government regulators are taking every measure possible and utilizing every technology at their disposal to prevent and respond to product contamination exposures in food facilities. New technologies allow regulators (and others) to quickly detect and trace harmful pathogens “hiding” in food facilities, raw materials or finished products.
The Canada Client Newsletter is a quarterly publication of the Benefits & HR Consulting operations of Gallagher. The Winter 2019 issue includes the opportunities and challenges for Canadian employers and implications of medical marijuana and your employee benefit plan.
Employee financial wellbeing continues to be a topic of great interest as employers seek tools to address absenteeism and low productivity associated financial stress. Among the innovations in HR technology are tools that support financial wellbeing by allowing employees to draw from their earnings off-cycle from the traditional weekly or biweekly paycheck.
The only way to prevent these very dangerous and expensive crashes is to maintain proper following distance and to control your speed so that no matter what happens in front of you; YOU can avoid a collision. To learn more download this month's newsletter.