What is landlord insurance?

Landlord insurance is cover that protects you against events that may occur in the course of you renting out a property, such as loss of rent due to tenant default, burglary or property damage and more.

Our insurance brokers' approach to risk management helps you to achieve the right level of landlord insurance cover.

Why is landlord insurance important?

Property ownership is generally perceived as a safe way to grow your financial well-being, and it's not uncommon for a property to be listed on the rental market. Landlord insurance cover serves to mitigate the risks inherent with owning a rental property.

What does landlord insurance cover?

Risks can be varied, but typically fall under property damage, loss of rent and tenant damage cover:

  • Defined natural events
  • Accidental and malicious damage by tenants
  • Legal liability and loss of rent
  • Legal costs if chasing unpaid rent
  • Rubbish removal that tenants leave

Connect with us to request a landlord insurance quote or proposal. Our insurance brokers have the expertise and experience to obtain the insurance cover you need.

We also offer tailored insurance solutions for property managers and real estate agents.

If your business activities include property management, we offer the option of distributing our landlord insurance solution to your property owners. Our products are created exclusively to protect real estate professionals and meet your professional indemnity (PI) insurance needs.

Our team of real estate agents insurance specialists know the industry inside out, which ensures you receive the assistance and support you need to make informed decisions about your insurance.


Why choose Gallagher

  • A ‘one stop shop’ for all your business and personal insurance needs
  • Support in looking after your key belongings
  • Confidence in covering off concerns about the future
  • Assurance in receiving expert advice
  • Peace of mind knowing you’re protected

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